Federico Montoya
Sales Manager | NMLS # 319786
Hello, my name is Federico Montoya and I am Sales Manager | NMLS # 319786 based out of Westminster. Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of th... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Federico and his team were always responsive and knowledgeable.
Reply from Federico Montoya
October 21st, 2024 08:40 PM
Thank you for taking the time to provide feedback Winnie. I appreciate it. Please let us know if you have any questions in the future.
I am a listing agent. This was the third buyer that Federico was the lender for. He answers his phone, stays ahead of deadlines and is a experienced, knowledgeable professional.
Reply from Federico Montoya
October 4th, 2024 05:11 PM
Thank you for taking the time to provide feedback Greg! It is valuable to me and my team. If you ever have any lender needs for your clients please reach out!
Quick and clear information and answers to my questions. They were also kind and patient.
Reply from Federico Montoya
September 22nd, 2024 12:16 AM
Thank you for the feedback Barb it is very helpful to me and my team! Please reach out with anything additional that you need in the future.
Good help. Initially was quoted mid 6% for Mortage rate, talked to another company and was quoted 5.75 but Francisco was quick to change it
Reply from Federico Montoya
September 20th, 2024 03:10 PM
Thank you for taking the time to provide feedback, it is valuable to me and the team.
Since I’m a first buyer of a home, sometimes I didn’t know what are the process of buying a home but you guys helped me and my family understand the steps and the process of getting into the goal
Reply from Federico Montoya
September 10th, 2024 05:38 PM
Thank you for providing feedback. I appreciate you taking the time.
Federico's expertise with CHFA and working through repair related appraisal conditions. Great job! Thanks
Reply from Federico Montoya
September 4th, 2024 06:51 PM
Thank you for taking time to provide feedback Jim, I appreciate it!
Fed, you are amazing!
Reply from Federico Montoya
August 26th, 2024 09:21 PM
Thank you Mimi!
Federico did an amazing job throughout the process. He made thing very clear and efficient and we appreciate him helping us get to the finish line successfully.
Reply from Federico Montoya
August 26th, 2024 09:22 PM
Thank you for taking the time to provide feedback, it is very valuable to me and my team. If you have any questions in the future, please reach out!
Federico was prompt throughout the whole process and streamlined everything, paperwork, education; everything and anything to make the experience seems seamless!
Reply from Federico Montoya
August 26th, 2024 09:23 PM
I'm thrilled to hear your positive feedback, Bertin. It was my pleasure to assist you throughout the process and I'm glad to know that everything went smoothly for you. Hearing that you had a seamless experience with Synergy One Lending, Inc....
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Fluid buying. Attention to detail and to my needs.
Reply from Federico Montoya
August 19th, 2024 02:45 PM
Thank you for taking the time to provide feedback, it is very valuable to me and my team. Please reach out with any questions in the future!
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About
Hello, my name is Federico Montoya and I am Sales Manager | NMLS # 319786 based out of Westminster. Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Contact me today so we can make your home buying dreams a reality!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Memberships
- NMLS
- Hispanic Chamber of Commerce
- NAHREP
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 319786
Achievements
- President's Club
- Chairman's Club
Hobbies
- Snow Skiing
- Coaching Basketball
- Coaching Baseball
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235