Guild Mortgage - Ernesto Virgen
Loan Officer | Hablo Español | NMLS# 1858159
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
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Reviews from Web
GReat communicator and kept me in the loop
Reply from Ernesto Virgen
February 20th, 2026 02:11 PM
Nancy, it’s wonderful to know that you felt well-informed throughout the process. Keeping clear communication lines is something I prioritize. If you have any more questions or need assistance, I'm here to help.
To have more knowledge about Utah Housing programs, which usually include two mortgages
Reply from Ernesto Virgen
February 20th, 2026 08:32 PM
Thank you for bringing this issue to our attention. We apologize for any inconvenience this caused you. Please know that we take your review to heart, learn from it and do better in the future. Our team will be in touch shortly to discuss and...
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Ernesto and his team really took the time to help my husband and I with our mortgage loan and explain everything as we went through the whole process. We previously had bad experiences with other lenders and working with Ernesto was 100x better....
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Reply from Ernesto Virgen
December 29th, 2025 07:36 PM
I'm truly pleased to know that the process was smooth for you and your husband. Taking the time to ensure everything is clearly understood is important to me, and I'm glad it made a positive difference in your experience. Thank you for recommending...
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I really appreciate it Ernesto 🙏 thank you for everything you did for us ❤️
Reply from Ernesto Virgen
December 29th, 2025 03:58 PM
It means a lot to hear your appreciation. I'm glad to have been able to help you, and thank you for your kind words. If there's anything else you need in the future, please don't hesitate to reach out.
Guild Mortgage - Ernesto Virgen has received a review with 5 star rating from Larissa B
The team was great and absolutely amazing!
Reply from Ernesto Virgen
December 2nd, 2025 03:27 PM
It's fantastic to hear that you had a positive experience with the team. I appreciate your feedback and am grateful for the opportunity to work with you through Guild Mortgage. If there's anything else you need or any questions you have, feel...
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Working with Ernesto was a breath of fresh air. He has the experience, knowledge and the patience to assure any client that is looking to buy. No matter how stressful the situation got, Ernesto was always there to calm everything down. It was...
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Reply from Ernesto Virgen
October 16th, 2025 07:43 PM
It's really encouraging to hear that you found our collaboration reassuring and enjoyable. I am pleased that my experience and approach helped ease any stress during the process. It was my pleasure to work with you as well, and I'm looking...
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I had good experience working with guild mortgage team Ernesto was great and a big help thank you very much
I had several loan officers couldnt help me to get a loan for a home at all and later i found guild company Ernesto loan officer he was very efficient professional and great thanks to him and this company I could get a home loan and get my...
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Reply from Guild Mortgage - Ernesto Virgen
August 17th, 2025 03:01 PM
I'm truly glad I could assist you in securing a home loan and that you're now able to enjoy your new apartment. Knowing that you found my approach efficient and professional is incredibly rewarding. Thank you for placing your trust in me and...
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dont know if it is corporate policies or loan officer oversight but I think you put the buyer at a huge risk. The thought has never even entered my mind that I, as a sellers agent, need to ask the buyers lender if they have - submitted to underwriting,...
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Reply from Guild Mortgage - Ernesto Virgen
August 15th, 2025 07:16 PM
Thank you for bringing this issue to our attention. We apologize for any inconvenience this caused you. Please know that we take your review to heart, learn from it and do better in the future. Our team will be in touch shortly to discuss and...
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About
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
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Year Started
1960
Licenses
- NMLS# 1858159
Disclaimer
I am authorized to do business in the states of Arizona and Utah. AZ BK#0018883; AZ BKBR# 1050939; AZ LO Lic.# LO-201741; NMLS ID: 1858159; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.