

Guild Mortgage - Ernesto Virgen
Loan Officer | Hablo Español | NMLS# 1858159

Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
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Business Hours
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8 AM to 5 PM
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closed
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closed
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Reviews from Web
we made a great team
Reply from Ernesto Virgen
April 6th, 2026 08:02 PM
I'm pleased to hear that you felt we worked well together. It's always my goal to collaborate effectively and ensure a smooth process for everyone involved. If there's anything else I can assist you with, don't hesitate to reach out.
Ernesto was very professional and up beat! He knows his stuff and I didn’t have to worry if the loan was going to get done! He even got it done early!
Ernesto is very professional and up beat! i didn't have to worry if the loan was going to get done! He did a fantastic job and even got the loan done early!
Reply from Ernesto Virgen
April 6th, 2026 01:42 PM
I appreciate your kind words and am glad to hear you were satisfied with the process. Ensuring that everything is completed smoothly and on time is always a priority for me. If there are any other ways I can assist you, please feel free to...
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Guild Mortgage - Ernesto Virgen has received a review with 5 star rating from Elias V
We enjoyed working with your team. They strike us as people who—beyond doing an excellent job with the interest rates—also make a point of making their clients feel like part of a family. We are very happy to have worked with them.
Reply from Ernesto Virgen
April 2nd, 2026 07:47 PM
I'm grateful to know that you felt welcomed and valued during your experience. Making clients feel like they are part of a supportive community is an essential priority for me. I'm pleased that you appreciated the team's efforts with the interest...
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Guild Mortgage - Ernesto Virgen has received a review with 1 star rating from Ilse A
I gave Ernesto Virgen the opportunity to work with one of my clients. Guild mortgage sent me a link to leave a review to which it read:There was a clear lack of understanding of Utah Housing rules, which resulted in a last minute cancellation...
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⭐⭐⭐⭐⭐ Exceptional Experience — Ernesto Virgen Is the Real DealIf you’re looking for a loan officer who actually cares about your outcome — not just closing a deal — look no further than Ernesto Virgen. From our very first conversation, Ernesto...
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BEST LOAN OFFICER EVER!!!
There was a clear lack of understanding of Utah Housing rules, which resulted in a last minute cancellation of a scheduled closing. Not only that he needed two extensions of deadlines. This caused my clients to lose valuable time and created...
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Reply from Guild Mortgage - Ernesto Virgen
March 2nd, 2026 06:44 PM
I’m sorry to hear about your experience and we’re committed to making things right. We want you to know that it's important for us to deliver excellent service, and we take your review seriously. Our dedicated team will be reaching out to you...
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About
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
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Year Started
1960
Licenses
- NMLS# 1858159
Disclaimer
I am authorized to do business in the states of Arizona and Utah. AZ BK#0018883; AZ BKBR# 1050939; AZ LO Lic.# LO-201741; NMLS ID: 1858159; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.