Ernest Heredia at Prosperity Home Mortgage - ...
Sr. Mortgage Consultant | NMLS # 350571
Ernest Heredia is a seasoned Mortgage Consultant with over 30 years of experience in the Mortgage Lending Industry. Ernest takes pride in providing the best customer experience possible by partnering with his team to streamline the loan pro... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Ernest was incredibly helpful and upfront about the whole process. This was our first home buying experience so we didn't know what we didn't know. We felt like Ernest was always looking out for our best interests and made sure we were taken...
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I've worked with Ernest several times now and he is GREAT to work with. Very knowledgeable and very responsive.
I couldn’t be happier with such an organized, transparent, and communicative lender. Thank you from the bottom of my heart to Prosperity and Ernest for a smooth clear process.
Ernest has been absolutely incredible throughout the entire process. He was on top of everything, extremely knowledgeable, professional, friendly and supportive. We cannot thank him enough for everything he has done for us!
Ernest was great throughout the entire process. He communicated clearly, answered our questions quickly, and kept us informed every step of the way. I would highly recommend him to friends/family!
Ernest was very efficient, excellent communicator and he advocated for my best interests. I would refer all of my friends to him!
It was a pleasure to work with Ernest. His communication, expertise, and professionalism helped us every step of the way. Highly recommend working with him.
Consistent and very informative updates throughout the loan process.
Ernest made this process so understandable. He was great!!
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About
Ernest Heredia is a seasoned Mortgage Consultant with over 30 years of experience in the Mortgage Lending Industry. Ernest takes pride in providing the best customer experience possible by partnering with his team to streamline the loan process.
As a mortgage professional, he has built a wealth of knowledge to help make the mortgage process simple. He accomplishes this by communicating quickly, being accurate with details, & setting proper expectations with everyone involved in the transaction. His personal mission is to help educate both clients & partners about the home financing process so clients can move forward confident that they have made an informed, educated decision that serves their best interests & goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Non-QM
DSCR Loans
Mortgage for Foreign Nationals
Bank Statement Loans
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 350571
- CA-DBO350571
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
