

Ernest Heredia at Prosperity Home Mortgage - ...
Sr. Mortgage Consultant | NMLS # 350571

Ernest Heredia is a seasoned Mortgage Consultant with over 30 years of experience in the Mortgage Lending Industry. Ernest takes pride in providing the best customer experience possible by partnering with his team to streamline the loan pro... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Great customer service, responsiveness, expertise in his field. All expectations were delivered and exceeded. Thank you!!
Ernest made it great. He was very honest, patient and thorough with everything. Really a great guy and big time professional!
Ernest’s experience, dedication and professionalism. I felt I was in good hands from the start to closing. Well done. Thank you.
Attentive service.
Ernest was on top of everything from the beginning. The communication was wonderful. Also the file sharing ability made everything quick and easy. This was a pleasure.
Ernest was highly professional, demonstrated great knowledge, fast and efficient communication, personal approach, support and care about customer needs .
I am very happy with service and would definitely recommend to others.
Hi Ernest, apologies for the delayed message, I just wanted to say 1,000 thank yous for being a consummate professional and getting my loan through just in time. It was a super-easy process and you were so awesome to clearly explain everything...
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Ernest was willing to answer all my questions and explain things in a way I could understand. He was always available to me. The only thing I would recommend is that brokers inform clients of all fees before beginning the refi/loan process....
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Ernest was very easy to deal with and on top of everything. He made it a very smooth transaction.
Ernest's responsiveness and directions were fast, precise, and incredibly reassuring as first-time homebuyers. A true pro with a great team.
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About
Ernest Heredia is a seasoned Mortgage Consultant with over 30 years of experience in the Mortgage Lending Industry. Ernest takes pride in providing the best customer experience possible by partnering with his team to streamline the loan process.
As a mortgage professional, he has built a wealth of knowledge to help make the mortgage process simple. He accomplishes this by communicating quickly, being accurate with details, & setting proper expectations with everyone involved in the transaction. His personal mission is to help educate both clients & partners about the home financing process so clients can move forward confident that they have made an informed, educated decision that serves their best interests & goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Non-QM
DSCR Loans
Mortgage for Foreign Nationals
Bank Statement Loans
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 350571
- CA-DBO350571
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.