Ernest Heredia at Prosperity Home Mortgage - ...
Sr. Mortgage Consultant | NMLS # 350571
Ernest Heredia is a seasoned Mortgage Consultant with over 30 years of experience in the Mortgage Lending Industry. Ernest takes pride in providing the best customer experience possible by partnering with his team to streamline the loan pro...... Show More
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
He was very detail orientated and everything went so smoothl. My clients are first time buyers and he answered all the questions they had, step by step, and I really appreciate it.
Reply from Ernest Heredia at Prosperity Home M...
April 30th, 2026 02:58 PM
KAYO, I'm glad to hear that everything went smoothly and that I could assist your clients with their first home purchase. Thank you for your kind words, and I'm pleased to have been able to support them through each step of the process.
It was Ernest Heredia superb expertise and excellent combination with involved parties that in just 5 days got our complicated loan approved.
Reply from Ernest Heredia at Prosperity Home M...
April 16th, 2026 07:05 PM
Thank you, Reza. I appreciate taking the time out of your busy schedule and send in your review.
It was a pleasure to assist you and Mersedeh and get you to the finish line in the short timeline we had.
Ernest kept us informed on every step. He took a challenging situation and saw it through very efficiently. In other words, saved the day! Really appreciated the diligence and updates throughout the process.
Reply from Ernest Heredia at Prosperity Home M...
March 27th, 2026 06:36 PM
Thank you, Dan, for taking the time and give a review. Much appreciated.
Excellent service and support.
Ernest made the process as easy, painless, and seamless as possible. Always made himself available for any of our questions and concerns.
Ernest was very responsive during our whole homebuying process. He made sure to answer all of our questions. The only hiccup we had was a little miscommunication about an agreement we thought we had. Lesson learned, put everytyinh in writing....
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Ernest was friendly, experienced, and adept at communicating
Reply from Ernest Heredia at Prosperity Home M...
April 28th, 2025 10:40 PM
Thank you, Betsy, for taking the time and writing your review.
It was a pleasure assisting you with the financing of your new beautiful place in Santa Monica!
Fast, easy communication.
Reply from Ernest Heredia at Prosperity Home M...
April 17th, 2025 10:40 PM
Thank you, Louis, for your thoughtful comments.
I appreciate you.
Hoping to assist you in the near future with your clients!
Was a pleasure to be part of your escrow transaction!
Ernest was super realonsive, resourceful and friendly the whole time. He got to work on my application after one phone call and got me set up for the underwriter in under a week. He answered all of my questions quickly too and provided great...
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Reply from Ernest Heredia
April 17th, 2025 10:42 PM
Thank you, Anthony, for your thoughtful review. I appreciate you and hoping you're enjoying your new place!
During many years of different property financings, my interactions with Ernest Heredia were by far the least hassle and stressful. It was a pleasant experience.
Reply from Ernest Heredia at Prosperity Home M...
March 18th, 2025 11:37 PM
Bill, I truly appreciate your kind words and am thrilled to hear that your experience was pleasant and stress-free. It's always my goal to make the financing process as smooth as possible for my clients. Thank you for trusting me with your...
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About
Ernest Heredia is a seasoned Mortgage Consultant with over 30 years of experience in the Mortgage Lending Industry. Ernest takes pride in providing the best customer experience possible by partnering with his team to streamline the loan process.
As a mortgage professional, he has built a wealth of knowledge to help make the mortgage process simple. He accomplishes this by communicating quickly, being accurate with details, & setting proper expectations with everyone involved in the transaction. His personal mission is to help educate both clients & partners about the home financing process so clients can move forward confident that they have made an informed, educated decision that serves their best interests & goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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366
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 350571
- CA-DBO350571
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
