Ernest Heredia at Prosperity Home Mortgage - ...
Sr. Mortgage Consultant | NMLS # 350571
Ernest Heredia is a seasoned Mortgage Consultant with over 30 years of experience in the Mortgage Lending Industry. Ernest takes pride in providing the best customer experience possible by partnering with his team to streamline the loan pro... Show More
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It was a wonderful experience and Ernest was always available to answer any questions and walk us through the proces.
Reply from Ernest Heredia at Prosperity Home M...
September 17th, 2026 05:37 PM
Thank you, Vincent, for your trust with the financing of your home! It was a pleasure assisting you and Irina.
Communication and know how. Never a hitch.
Reply from Ernest Heredia
August 31st, 2026 02:30 PM
Susan, I appreciate your feedback on my communication and expertise. I'm happy to hear there were no hitches during the process. If you need anything else, feel free to reach out.
smooth transaction with no hiccups on our end. It was great dealing with you.
Reply from Ernest Heredia
August 27th, 2026 07:42 PM
Ed, I'm thankful for your positive feedback. I'm glad to hear that the transaction went smoothly for you. It was a pleasure working with you as well.
Ernest from the start made the experience smooth and easy. He was professional, prompt, and courteous throughout the entire proces.
Reply from Ernest Heredia
August 27th, 2026 01:33 PM
Jack, I appreciate your kind words. I'm pleased to hear that you found the process smooth and easy. It was my goal to provide professional and prompt service throughout your home-buying experience.
Readily available Communication
Great communication throughout.
Reply from Ernest Heredia at Prosperity Home M...
July 14th, 2026 04:51 PM
Thank you so much, Faith, for taking the time to send your review. I appreciate you.
Ernest Heredua made it great
Reply from Ernest Heredia
July 13th, 2026 06:29 PM
Marilyn, thank you for your kind words. I'm glad to know you had a great experience. If you have any further questions or need assistance, feel free to reach out.
Working with Ernest was a great experience throughout the home-buying process. Obtaining a mortgage can be complex and sometimes overwhelming, but he did an excellent job guiding me through each step and helping me understand the requirements,...
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Reply from Ernest Heredia
June 19th, 2026 03:47 PM
Norman, I'm grateful for your thoughtful review. I'm pleased to know that my guidance and dedication were helpful in navigating the complexities of the home-buying process. It's wonderful to hear that my efforts to keep the process smooth and...
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Ernest came recommended by my real estate agents and worked well with them.
Reply from Ernest Heredia
June 15th, 2026 03:12 PM
Thank you, Jonathan, for sharing your experience. I'm glad to hear that the collaboration with your real estate agents went smoothly. It was a pleasure assisting you with your purchase.
He was very detail orientated and everything went so smoothl. My clients are first time buyers and he answered all the questions they had, step by step, and I really appreciate it.
Reply from Ernest Heredia at Prosperity Home M...
April 30th, 2026 02:58 PM
KAYO, I'm glad to hear that everything went smoothly and that I could assist your clients with their first home purchase. Thank you for your kind words, and I'm pleased to have been able to support them through each step of the process.
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About
Ernest Heredia is a seasoned Mortgage Consultant with over 30 years of experience in the Mortgage Lending Industry. Ernest takes pride in providing the best customer experience possible by partnering with his team to streamline the loan process.
As a mortgage professional, he has built a wealth of knowledge to help make the mortgage process simple. He accomplishes this by communicating quickly, being accurate with details, & setting proper expectations with everyone involved in the transaction. His personal mission is to help educate both clients & partners about the home financing process so clients can move forward confident that they have made an informed, educated decision that serves their best interests & goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Non-QM
DSCR Loans
Mortgage for Foreign Nationals
Bank Statement Loans
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 350571
- CA-DBO350571
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
