

Erica Medlock
Senior Mortgage Banker | NMLS# 1910705

Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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She was always available and helped every step of the process. She took the time to explain things, sometimes even twice because I still didn't understand. I couldnt have asked for someone better .
Reply from Erica Medlock
October 13th, 2025 07:41 PM
I enjoyed working with you both so much! Thank you for the kindest review. :)
I found the home I couldn't live without, Erica, was my first phone call, just down the street from the new property. She made me feel welcome and I felt in good hands from that first call. She talked to me like I already had the house and...
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Reply from Erica Medlock
October 13th, 2025 07:41 PM
Michael, thank you so much for sharing your experience. I'm truly honored to have been your first call and glad to hear that I could offer you a sense of reassurance and optimism throughout the home-buying process. It was important to me to...
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you guys work as team and great communication
Reply from Erica Medlock
October 13th, 2025 07:41 PM
Juan, thank you for highlighting the great teamwork and communication you experienced. While I focus on individual efforts, I'm proud to collaborate with such dedicated colleagues at Highlands Residential Mortgage. If there's anything further...
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Erica and her team guided me through the home buying process and made it all simple and effortless for me.
I truly appreciate all the work they did behind the scenes to make my home buying experience stress free.
Reply from Erica Medlock
October 13th, 2025 07:41 PM
Blas, thank you for your thoughtful review. I'm delighted to hear that you found the home-buying process simple and effortless with our guidance. Making your experience stress-free was important to me, and I'm pleased to know you felt supported...
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Erica was wonderful and helpful when I needed it and was quick to fix any surprises that came up.
Reply from Erica Medlock
October 13th, 2025 07:41 PM
Thanks so much, Celendria, for your kind words. I'm pleased to know that I could be of assistance when you needed it and promptly address any unexpected issues that arose. It was a pleasure working with you through this process. If there's...
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Erica was excellent and worked extremely hard to get things in order.
Reply from Erica Medlock
October 13th, 2025 07:41 PM
Thank you, Savannah, for your kind words. I'm really glad to hear that you were pleased with the efforts I put into getting everything in order for you. It was a pleasure working with you and ensuring a smooth process. If there's anything more...
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Erica took time to answer all of my first-time homeowner questions!
Reply from Erica Medlock
October 13th, 2025 07:41 PM
Thank you, Amanda, for sharing your experience. I'm so glad I could help you with all your questions as a first-time homeowner. It was a pleasure to assist you through this important milestone. If you have any more questions in the future,...
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Communication was excellent!!
Reply from Erica Medlock
October 13th, 2025 07:41 PM
I'm thrilled to hear that you were pleased with the communication throughout the process. It was a pleasure working with you, and I truly appreciate your feedback.
Excellent service
Reply from Erica Medlock
October 13th, 2025 07:41 PM
Thank you, Stacy, for your kind words. I'm thrilled to hear that you were pleased with the service. It was a pleasure assisting you at Highlands Residential Mortgage, Ltd. If there's anything more I can do for you, please feel free to reach...
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Erica was very informative and so nice. I've already recommended her!
Reply from Erica Medlock
October 13th, 2025 07:41 PM
I'm thrilled to hear that you found the information helpful and enjoyed working with me. I appreciate your recommendation and am here to assist with any future needs you may have. Thank you for your kind words!
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!