

Erica Kelley
Senior Mortgage Banker | NMLS# 1257333

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Erica was very knowledgeable and personable and caring, making sure that I understand the process and was informed . She made me feel confident and at ease through the whole process. I
Reply from Erica Kelley
May 8th, 2025 02:05 AM
I'm thrilled to hear that you felt confident and at ease throughout the process, Tina. It was a pleasure working with you and ensuring you were well-informed every step of the way. Thank you for your kind words and for choosing Flat Branch...
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Easy communication
Reply from Erica Kelley
April 25th, 2025 04:06 PM
It was a pleasure Brandon! Congrats on everything!
Very helpful, hard working, and helped us get the best deal possible
Reply from Erica Kelley
April 25th, 2025 04:07 PM
I love so much helping client's multiple times! I get to see families grow, hear about how the equity has put them in a better financial spot and catch up on new hobbies and trips taken! It was a joy as always to help you and Brandon and grateful...
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I have worked with Erica for 6 years and she has never failed to deliver the best service imaginable! She is knowledgeable, professional, and exceptional in all she does. I literally have over 50 contacts of lenders in my phone and Erica’s...
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Reply from Erica Kelley
March 13th, 2026 01:33 PM
Thank you Darryl!
Always the best! Thx Erica!
Reply from Erica Kelley
April 25th, 2025 04:08 PM
Thank you Darryl! Every time you trust me with a client I am humbled for the opportunity to serve alongside you and Lori as you serve your community with the biggest hearts!
I have worked with Erica for 6 years and she has never failed to deliver the best service imaginable! She is knowledgeable, professional, and exceptional in all she does. I literally have over 50 contacts of lenders in my phone and Erica’s...
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Reply from Owner
June 22nd, 2023 12:00 AM
Thank you so much Darryl for those kinds words! It because of amazing agents like yourself that trust your clients to me that together we are able to provide exceptional service and next level experience! I can't wait to serve more families...
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Great communicator. Helped me to understand the process and guided me through each step. Also Helped me connect with other service resources I was in need of for my new location. Helped keep me calm and focused through the whole transaction....
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Reply from Erica Kelley
April 28th, 2025 04:33 PM
You are the best Tina! i am so glad i was able to be there with you during the transition time and so happy you had the most amazing people of Darryl and Lori Martin on your side! Call me if you need anything!
Erica is amazing 👏 and works her b*** off to help you get the best price possible. She communicates well and always stays on top of things. 💯 would recommend her again and again.
Reply from Erica Kelley
April 25th, 2025 04:09 PM
You and your family are such special people! I am so excited for your next journey!
Erica Kelley has received a review with 5 star rating from Randolph H
Reply from Erica Kelley
March 24th, 2026 01:17 PM
Thank you!
Clear guidance and directions , great support and care throughout the process 😊
Reply from Erica Kelley
February 28th, 2025 06:26 PM
Thank you so much Sammy! It has been an honor to serve you and your beautiful family! Many happy and wonderful memories to made in your new home!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Primary Home Loans, Second Home Loans, Investment Properties, 1-4 Unit Properties, Conventional, FHA, VA, USDA, THDA, First Time Home Buyers Loans
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Positions
- Flat Branch Home Loans - Senior Mortgage Banker
Memberships
- None
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1257333
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Hobbies
- Mom Life, Lover of all things Jesus, Good Italian Food, Hiking, Camping, Beaching
Disclaimer
NMLS# 224149