Erica Kelley
Senior Mortgage Banker | NMLS# 1257333
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM(Open now)
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Unfortunately caliber home loans will seel your loan product to Newrez Mortgage which is a NIGHTMARE to deal with. We started with caliber in louisville to have a local company and our product was sold to newrez and now it's a living nightmare....
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Reply from Owner
June 22nd, 2025 12:00 AM
Hi Sally, I am so sorry you are having issues with NewRez Mortgage. I left Caliber Home Loans before it became New Rez 4 years ago. If you could kindly remove this review off my page and direct it to company page it is meant for I would greatly...
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Erica Kelley at Flat Branch is absolutely amazing! From start to finish, she went above and beyond to make the home buying process smooth and stress free. She is incredibly knowledgeable, always available to answer our questions, and made sure...
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Reply from Owner
June 22nd, 2025 12:00 AM
Thank you Kendall for such a beautiful review. It is the highest compliment to know that you had such a wonderful experience and that I had the honor of playing a small role in such a big life event as moving your family across the country....
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Erica was amazing at getting all the items she needed for us to close and we were in communication through out the process
Reply from Erica Kelley
March 1st, 2025 03:37 PM
Thank you so much for your kind words, Vejin! It was a pleasure working with you and I’m thrilled we could keep everything on track for your closing. Staying in communication is key, and I'm glad we could keep everything running smoothly. If...
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Erica is PHENOMENAL!! she leads with a client experience in mind. There's constant communication every step of the way and she always remembers to deliver exceptional service. As a busy real estate professional, I appreciate Erica's professionalism...
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Reply from Erica Kelley
February 10th, 2025 05:54 PM
Thank you so much Mitzi for your kind words! It was a pleasure working with you and your team and look forward to doing it again very soon!
Erica was everything we could have hoped for and more without her we would not own a house today. she worked diligently for us and made this experience absolutely amazing and easy. I can't say enough great things about her
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Reply from Erica Kelley
February 2nd, 2025 10:52 PM
Thank you so much Kendall! It was such a pleasure to get to know you and I can't wait to see what this next chapter in your life brings you and your family! Safe Travels!
I can't say enough good things about Erica Kelley. It took me forever to find the right house to buy but she ran the numbers on every house I contemplated and never once was anything but patient and supportive. She is simply a wonderful human...
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Reply from Erica Kelley
January 28th, 2025 04:46 PM
Awe Julie! It was my pleasure to be your sounding board through all of those homes! Finding the right one isn't always easy but you had a purpose and passion driving you that I have never seen. It was a blessing getting to know you and your...
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Erica was amazing to work with. She exceeded expectations of communication with my client and worked SO HARD to get us to the closing table. We closed on time with a very competitive rate and eveything went smoothly! Erica even showed up at...
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Reply from Erica Kelley
January 21st, 2025 04:15 PM
What a great experience for everyone! Looking forward to the next one!
Erica and her team did an incredible job. She made sure to make personal touches with our client and communicated very well! We had a smooth closing with a very competitive rate! Erica even showed up to the closing table to make sure any questions...
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Reply from Owner
June 22nd, 2025 12:00 AM
Thank you Kayla! We made a great team! Excited to work together again soon!
Great energy. Cheerful and helpful.
Reply from Erica Kelley
January 21st, 2025 04:14 PM
It was my pleasure, Lindsay!
I closed on my house after selling it. Flat Branch mortgage is keeping more money after the closing date. They keep saying according to us our paperwork shows this. They are keeping my money and I will never use them again.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Primary Home Loans, Second Home Loans, Investment Properties, 1-4 Unit Properties, Conventional, FHA, VA, USDA, THDA, First Time Home Buyers Loans
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Positions
- Flat Branch Home Loans - Senior Mortgage Banker
Memberships
- None
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1257333
Gallery
Hobbies
- Mom Life, Lover of all things Jesus, Good Italian Food, Hiking, Camping, Beaching
Disclaimer
NMLS# 224149