

Eric Cole
Sr VP of Operations - Sr Mortgage Consultant | NML...


University of North Alabama
With over 20 years of experience as a mortgage professional, my goal as a mortgage consultant is to provide the best customer service to all clients.
I discuss the pros and cons of each type of mortgage to allow the client an understanding... Show More
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Reviews from Web
Eric has so helpful, insightful, communicated with us frequently and stayed with us one-on-one through the purchase of our home. We couldn't have been more pleased, above and beyond 5 stars.
Reply from Eric Cole
September 10th, 2025 04:38 PM
I'm grateful for your kind words, Jason. It's wonderful to know that you felt well-supported throughout the home buying process. Ensuring clear communication and providing insightful guidance is important to me, and I'm pleased to hear your...
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Eric expl financing options to us early and everything went smooth from there!
Reply from Eric Cole
August 2nd, 2025 09:01 PM
I'm glad to hear that the financing options were clear and that everything proceeded smoothly, Cade. It was great to assist you in your journey with Gum Tree Mortgage. If you have any more questions in the future, feel free to reach out. Thank...
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Eric took the time to explain every detail in the home buying process for someone who knew nothing about buying a house. He helped with any questions I had throughout the whole process!
Reply from Eric Cole
June 16th, 2025 12:45 PM
I'm thrilled to hear that you found the home buying process clear and informative. It was my pleasure to assist you and answer all your questions. Thank you for choosing Gum Tree Mortgage for this important journey.
very informative and helpful and they work around your schedule. The whole experience was smooth and easy . Highly recommend
Reply from Eric Cole
June 13th, 2025 06:30 PM
I'm thrilled to hear that you found the process informative and convenient, Joseph. It was a pleasure to assist you with your purchase, and I appreciate your recommendation.
The communication process was amazing and everyone that I worked with was very nice and super helpful!
Reply from Eric Cole
June 11th, 2025 01:47 AM
I'm thrilled to hear that you had an amazing communication experience and that our team was helpful throughout your mortgage process. It was a pleasure working with you at Gum Tree Mortgage. Thank you for your kind words!
Good communication
Reply from Eric Cole
May 21st, 2025 06:54 PM
I'm glad to hear that you were satisfied with the communication during your purchase process. It was a pleasure assisting you, and I appreciate your feedback.
The help from Eric
Reply from Eric Cole
April 25th, 2025 12:42 PM
I'm glad to have been able to assist you, Ethan. If there's anything more you need during your purchase process, please feel free to reach out. Thank you for choosing Gum Tree Mortgage.
everyone was very helpful throughout the entire process!!
Reply from Eric Cole
April 17th, 2025 01:47 PM
I'm thrilled to hear that you found the entire process helpful. It was a pleasure assisting you with your purchase at Gum Tree Mortgage. Thank you for your kind words!
easy process
Reply from Eric Cole
April 2nd, 2025 02:42 AM
I'm glad to hear that you found the refinancing process easy, Kelly. It was a pleasure assisting you with your loan at Gum Tree Mortgage. Thank you for your feedback.
Eric was knowledgeable about everything we asked. Fast response times on email and phone calls. He made the process painless and way faster than I expected.
Reply from Eric Cole
April 1st, 2025 06:48 PM
I'm thrilled to hear that you found the process both painless and efficient. It was a pleasure assisting you with your purchase, and I appreciate your kind words about my responsiveness and expertise. Thank you for choosing Gum Tree Mortgage....
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About
With over 20 years of experience as a mortgage professional, my goal as a mortgage consultant is to provide the best customer service to all clients.
I discuss the pros and cons of each type of mortgage to allow the client an understanding on the reason(s) for giving my recommendation. I work with clients purchasing a primary residence, investment properties, first-time homebuyers, clients looking at building their dream home and clients looking to refinance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Self-Employed Mortgages
Specialities
Conventional
USDA 100% Financing
FHA
VA
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Education
- University of North Alabama

- University of Mississippi

Positions
- Gum Tree Mortgage - Sr Mortgage ConsultantNov 1st, 2004 - Current
Memberships
- North Mississippi Board of Realtors
- CDF
- NAMB
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 91370
Awards
MAR Regional Affli...
Achievements
- MAR Regional Affiliate of the Year
- North MS Board of Realtors Affiliate of the Year
Hobbies
- Anything Outdoors
- Fishing
- Boating
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Disclaimer
Gum Tree Mortgage NMLS # 70653