

Eric Cole
Sr VP of Operations - Sr Mortgage Consultant | NML...


University of North Alabama
With over 20 years of experience as a mortgage professional, my goal as a mortgage consultant is to provide the best customer service to all clients.
I discuss the pros and cons of each type of mortgage to allow the client an understanding... Show More
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Reviews from Web
All of y'all wur Nice explained everything well y'all were just great to work with and thanks for everything
Reply from Eric Cole
January 5th, 2024 06:32 PM
I'm thrilled to hear that you had a positive experience with us at Gum Tree Mortgage, Trina. Your kind words are greatly appreciated. It was an absolute pleasure working with you and guiding you through the process. Thank you for choosing us...
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He is a very nice guy who was easy to work with and made sure I knew exactly what to expect during the entire process
Reply from Eric Cole
November 14th, 2023 05:05 AM
Thank you so much for your kind words, Morgan. I strive to provide the best service to my clients and I'm glad to hear your experience with Gum Tree Mortgage was a positive one. It was a pleasure to guide you throughout the process. I'm here...
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No nonsense
It took me 7 months to get my mortgage and cost me more money for to bad advice and bad time management.
Reply from Eric Cole
October 2nd, 2023 01:51 PM
Thank you, Alexandria, for your feedback and for giving me the opportunity to address your concerns. I regret to hear about the delays and the extra expenses you've encountered during your mortgage process. At Gum Tree Mortgage, we always strive...
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The team made it a super easy & smooth process!
Reply from Eric Cole
September 12th, 2023 02:28 PM
I'm truly grateful for your kind words, Kali. The entire team here at Gum Tree Mortgage strives to make the process as seamless as possible for our customers. It's fantastic to hear that we were able to accomplish just that for you. Thank you...
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The communication and care that was shown!
Reply from Eric Cole
September 10th, 2023 02:50 PM
I'm thrilled to hear that you were pleased with our communication and level of care, Alexander. At Gum Tree Mortgage, we always make it a priority to provide our customers with top-notch service. Your feedback means a lot and it ensures that...
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The staff was very helpful and friendly throughout the entire process.
Reply from Eric Cole
August 29th, 2023 12:14 PM
I'm thrilled to hear that you had such a positive experience with our staff at Gum Tree Mortgage. We strive to be friendly and supportive throughout the entire process, and your feedback validates our efforts. Thank you for taking the time...
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Eric kept us informed throughout the process. He was kind and listened. He answered our questions without making me feel ignorant. We had a great experience!!
Reply from Eric Cole
August 10th, 2023 07:48 PM
Thank you so much for the kind words, Vickie! It was my pleasure to work with you and I'm glad we could make your experience a great one. Please don't hesitate to reach out if you have any other questions or needs.
He was always available to answer questions. What we didn’t know was at the beginning when he was communicating with us, he was on vacation. I don’t know anyone that would have responded to work on vacation.
Reply from Eric Cole
August 10th, 2023 07:48 PM
Thank you so much Lisa for your kind words and for taking the time to review my work at Gum Tree Mortgage. I'm so glad that I was able to be available to answer your questions, even while on vacation. It was my pleasure to work with you.
Eric was great to work with and guided me through a lot of issues at the end but we got it done. I appreciate your help with our purchase Eric.
Reply from Eric Cole
August 10th, 2023 07:52 PM
Scott, thank you so much for the kind words! It was a pleasure working with you and I'm glad we were able to make it through the issues together. I'm glad you're happy with the outcome and thank you for your business.
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About
With over 20 years of experience as a mortgage professional, my goal as a mortgage consultant is to provide the best customer service to all clients.
I discuss the pros and cons of each type of mortgage to allow the client an understanding on the reason(s) for giving my recommendation. I work with clients purchasing a primary residence, investment properties, first-time homebuyers, clients looking at building their dream home and clients looking to refinance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Self-Employed Mortgages
Specialities
Conventional
USDA 100% Financing
FHA
VA
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Education
- University of North Alabama

- University of Mississippi

Positions
- Gum Tree Mortgage - Sr Mortgage ConsultantNov 1st, 2004 - Current
Memberships
- North Mississippi Board of Realtors
- CDF
- NAMB
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 91370
Awards
MAR Regional Affli...
Achievements
- MAR Regional Affiliate of the Year
- North MS Board of Realtors Affiliate of the Year
Hobbies
- Anything Outdoors
- Fishing
- Boating
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Disclaimer
Gum Tree Mortgage NMLS # 70653