

Eric Cole
Sr VP of Operations - Sr Mortgage Consultant | NML...


University of North Alabama
With over 20 years of experience as a mortgage professional, my goal as a mortgage consultant is to provide the best customer service to all clients.
I discuss the pros and cons of each type of mortgage to allow the client an understanding... Show More
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This was my first time buying a house and Eric and his team took the time to explain everything to me and helped me along the way to make this process so smooth and easy. I would recommend them to anyone.
Reply from Eric Cole
July 21st, 2026 05:18 PM
I'm thankful for your kind words, Anna. It's wonderful to know that I could help make your first home-buying experience smooth and easy. If you ever need anything else or have more questions, don't hesitate to reach out.
Eric Cole is the bomb dot com!
Reply from Eric Cole
March 24th, 2026 05:27 PM
I appreciate your enthusiastic feedback, Rachael! It's great to know that you had such a positive experience. If there's anything else I can assist you with at Gum Tree Mortgage, please feel free to reach out anytime.
Eric was very friendly and handling things very quickly.
Reply from Eric Cole
February 25th, 2026 06:58 PM
I'm glad you found my approach friendly and efficient, Stephen. If there's anything more I can do for you or if you have further questions, please don't hesitate to ask. Thank you for choosing Gum Tree Mortgage.
I was very appreciative of the communication and explanation of the entire process!
Reply from Eric Cole
February 20th, 2026 02:14 PM
It's great to hear that you appreciated the communication and explanations throughout the process, James. Ensuring clarity and understanding at each step is very important to me. If you have any questions or need further assistance in the future,...
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Eric Cole worked great with me on what I needed to bring to get my loan approved I will definitely recommend people looking for loan for home to use Eric Cole.
Reply from Eric Cole
February 5th, 2026 08:41 PM
I'm pleased to know that we were able to work together effectively to get your loan approved, Elmer. Thank you for your willingness to recommend my services to others. If there's anything more I can assist with, don't hesitate to reach out....
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Eric made the process very easy and pleasant. He was readily available to answer my many questions and always professional and kind.
Reply from Eric Cole
December 26th, 2025 04:22 PM
I'm glad to hear that you found the process easy and pleasant, Tobie. It was important to me to be available for your questions and to maintain professionalism throughout. If there's anything more you need now or in the future, feel free to...
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Eric made it all seamless, very satisfied
Reply from Eric Cole
October 14th, 2025 06:35 PM
Thank you for your feedback, Danny. I'm pleased to know that you felt the process was seamless and that you're satisfied with the experience. Should you have any questions or need further assistance in the future, don't hesitate to get in touch....
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very easy-everything seemed to be taken care of without any hitches or problems whatsoever-once i I provided the documentation required-the only communication was when to show for closing-easiest I've seen this process completed
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Reply from Eric Cole
October 14th, 2025 05:37 PM
I'm glad to hear that the process went smoothly for you, John. Making everything straightforward and hassle-free is always my goal. If you have any future questions or need assistance, please feel free to reach out. Thank you for choosing Gum...
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Eric is very personable. He helped in every way he could. A great person!
Reply from Eric Cole
October 7th, 2025 05:45 PM
I appreciate your feedback, Rebecca. I'm happy to know that my efforts made a difference for you, and it means a lot to hear your kind words. If there’s anything more I can assist you with in the future, just let me know. Thanks for choosing...
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Eric communicated very well and made everything easy to understand
Reply from Eric Cole
October 5th, 2025 12:19 AM
It's great to hear that the communication was effective, Kelsi, and that you found the process easy to understand. Making sure everything is clear and straightforward is a priority for me. If you ever have any more questions or need further...
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About
With over 20 years of experience as a mortgage professional, my goal as a mortgage consultant is to provide the best customer service to all clients.
I discuss the pros and cons of each type of mortgage to allow the client an understanding on the reason(s) for giving my recommendation. I work with clients purchasing a primary residence, investment properties, first-time homebuyers, clients looking at building their dream home and clients looking to refinance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Self-Employed Mortgages
Specialities
Conventional
USDA 100% Financing
FHA
VA
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Education
- University of North Alabama

- University of Mississippi

Positions
- Gum Tree Mortgage - Sr Mortgage ConsultantNov 1st, 2004 - Current
Memberships
- North Mississippi Board of Realtors
- CDF
- NAMB
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 91370
Awards
MAR Regional Affli...
Achievements
- MAR Regional Affiliate of the Year
- North MS Board of Realtors Affiliate of the Year
Hobbies
- Anything Outdoors
- Fishing
- Boating
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Disclaimer
Gum Tree Mortgage NMLS # 70653