Top 5%
Emmanuel R. Fajardo - The Mortgage Specialist
National Manager | NMLS# 890310
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top profes... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
Fri
9 AM to 6 PM
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Reviews from Web
La mayoria de las veces nosotras teníamos que estar averiguando como iba desarrollandose el proceso y aunque dispusieron de varias personas que debian informarnos y colaborarnos en repetidas oportunidades nadie respondía nuestros mensajes o...
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Reply from Emmanuel Fajardo
January 30th, 2026 05:18 PM
Thank you for your feedback. Please feel free to connect with us to help us improve our services.
It was a great experience working with this group who helped me with my home loan. The staff were very attentive and friendly, and I had a very pleasant experience.
Reply from Emmanuel Fajardo
January 30th, 2026 10:55 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Have to deal with multiple people. They didn't reach out we have to always be reaching out. No return calls. No communication within each other so always requesting information previously provide.
Reply from Emmanuel Fajardo
January 27th, 2026 09:11 PM
I am glad to receive your response. How can I better improve myself to a 5-star rating experience?
The team made the extra mile to close this, it would be impossible without you. Thanks
Reply from Emmanuel Fajardo
January 12th, 2026 05:30 PM
I really appreciate the feedback and am looking forward to working with you again.
Emmanuel R. Fajardo - The Mortgage Specialist has received a review with 5 star rating from Jose C
Reply from Owner
January 1st, 2026 06:06 PM
Gracias José!
As a first home buyer, there are so many questions that come up throughout the process, and the whole team was incredibly helpful. Linda and Liz, in particular, were fantastic—always answering my questions and providing clear explanations along...
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Reply from Emmanuel Fajardo
January 8th, 2026 04:06 PM
It was great working with you. Thanks again for putting your trust in us.
Excelente mucha ayuda Realmente te ayudan a cerrar
Reply from Emmanuel Fajardo
December 29th, 2025 07:50 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
The most unprofessional and disgusting lender that I have ever met.
Reply from Emmanuel Fajardo
December 24th, 2025 04:10 PM
I'm sorry you did not have a great experience. Nothing is more important than delivering great customer experiences.
Emmanuel R. Fajardo - The Mortgage Specialist has received a review with 5 star rating from Carola M R
Reply from Owner
January 1st, 2026 06:06 PM
Muchas gracias Carola !
An outstanding service experience! I would absolutely use this company again and highly recommend them. A huge thank you to the entire team for their exceptional attention, assistance, and support provided to my clients.
Reply from Emmanuel Fajardo
December 22nd, 2025 02:35 PM
Thank you for your response. If there is anything we can do to improve our offering, please let us know.
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About
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Specialities
Mortgage Lender
All type of Mortgage Loans
FHA
VA
Bank Statement Programs
Conventional Financing
Foreign National Loans
Jumbo Mortgage Loans
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Positions
- Cornerstone First Mortgage - National ManagerJan 1st, 2019 - Current
Memberships
- NAHREP 250 2026
- NMLS 890310
- NAHREP Top 250
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 890310
- CA
- FL
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Awards
Leadership Award 2...
Achievements
- PNC Bank - Million Dollar Club Winner 2013
- American Home Mortgage - Gold Achievement Award 2006 - Top 1% Nationwide
- American Home Mortgage - Top Branch Manager State of Florida 2007
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Hobbies
- Travel
- Sports
- Beach Days
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Disclaimer
© 2024 Cornerstone First Mortgage, Inc. All Rights Reserved. NMLS ID #173855 Equal Opportunity Lender.