Top 5%
Emmanuel R. Fajardo - The Mortgage Specialist
National Manager | NMLS# 890310
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top profes... Show More
Location & Business Hours
Business Hours
Sat
10 AM to 5 PM
Sun
closed
Mon
9 AM to 6 PM
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Reviews from Web
The process with Emmanuel was quite quick and smooth; he answered our questions diligently and made the requested corrections within the expected timeframe. We highly recommend him
Reply from Emmanuel Fajardo
February 27th, 2026 02:13 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
The credit application process was simple and fast. The team was very friendly and helpful!
Reply from Emmanuel Fajardo
February 16th, 2026 02:41 PM
It was great working with you. Thanks again for putting your trust in us.
The experience was terrible; made sure everything went wrong and was done at the wrong time.
Reply from Emmanuel Fajardo
February 13th, 2026 04:46 PM
We are sorry that some situations can make experiences less than perfect, but our aim is to deliver great experiences for customers like you.
Emmanuel R. Fajardo - The Mortgage Specialist has received a review with 5 star rating from Kristin P
Reply from Owner
March 18th, 2026 10:08 PM
I appreciate the perfect rating, Kristin. Thank you for your support and trust in my services. If you ever need assistance in the future, don't hesitate to reach out.
Emmanuel and his team at Cornerstone stayed in constant communication throughout the home buying process which led to another successful closing for my clients. Always very professional ! thank you!
Reply from Emmanuel Fajardo
February 12th, 2026 03:58 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Great experience, thank you Emmanuel and you all team. Amazing people always looking to help and provide the information. Thank you 🙏 You guys made the difficult easy and possible!!
Reply from Owner
March 18th, 2026 10:10 PM
I’m grateful for your thoughtful review, Joselyn. It’s wonderful to know that you had a positive experience and felt supported throughout the process. Making complex situations easier for my clients is always my priority. If there's anything...
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Amazing experience. highly recommended
Reply from Emmanuel Fajardo
February 12th, 2026 06:46 PM
I enjoyed working with you. Thanks for the great feedback.
Excellent communication
Reply from Emmanuel Fajardo
February 9th, 2026 05:11 PM
I enjoyed working with you. Thanks for the great feedback.
Emmanuel and his team always available and always looking for buyers best interest. :)
Reply from Owner
January 29th, 2026 04:01 PM
Hi!! Thank you so much for the kind words. We really enjoyed working w you :$
Emmanual and his team are always available to answer any concerns and to always look for the buyer best interest:)
Reply from Emmanuel Fajardo
February 5th, 2026 08:50 PM
It was great working with you. Thanks again for putting your trust in us.
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About
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Specialities
Mortgage Lender
All type of Mortgage Loans
FHA
VA
Bank Statement Programs
Conventional Financing
Foreign National Loans
Jumbo Mortgage Loans
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Positions
- Cornerstone First Mortgage - National ManagerJan 1st, 2019 - Current
Memberships
- NAHREP 250 2026
- NMLS 890310
- NAHREP Top 250
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 890310
- CA
- FL
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Awards
Leadership Award 2...
Achievements
- PNC Bank - Million Dollar Club Winner 2013
- American Home Mortgage - Gold Achievement Award 2006 - Top 1% Nationwide
- American Home Mortgage - Top Branch Manager State of Florida 2007
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Hobbies
- Travel
- Sports
- Beach Days
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Disclaimer
© 2024 Cornerstone First Mortgage, Inc. All Rights Reserved. NMLS ID #173855 Equal Opportunity Lender.