Top 5%
Emmanuel R. Fajardo - The Mortgage Specialist
National Manager | NMLS# 890310
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top profes... Show More
Location & Business Hours
Business Hours
Sat
10 AM to 5 PM
Sun
closed
Mon
9 AM to 6 PM
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Reviews from Web
There was some confusion and misinformation among the loan participants, which left us, as customers, feeling frustrated and anxious right before closing, but the staff treated us kindly and everything was resolved.
I’m very pleased with your work overall. However, lately, we’ve been experiencing several communication issues, and clients are not receiving responses within the expected timeframe. We send emails and follow up through the group chat, but...
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Emmanuel and his team are a pleasure to work with. Their response time is outstanding.
Emmanuel came with my buyer and I couldn't be more pleased with the level of communication and accountability during the loan process. My buyer was 💯 correct in their recommendations of working with Cornerstone and I look forward to our next...
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Reply from Emmanuel Fajardo
October 9th, 2026 03:53 PM
It was great working with you. Thanks again for putting your trust in us.
Thank you for steppig in after the LM denial to make this deal work. Much appreciated!
Reply from Emmanuel Fajardo
October 1st, 2026 08:29 PM
I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
My experience was great and the process was very smooth.
Reply from Emmanuel Fajardo
September 25th, 2026 02:22 PM
I enjoyed working with you. Thanks for the great feedback.
I had a very positive experience throughout the mortgage process. Everything was handled professionally, my questions were addressed, and I felt supported from beginning to closing.Buying a home is such an important milestone, and I truly appreciate...
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Reply from Emmanuel Fajardo
September 23rd, 2026 08:38 PM
I really appreciate the feedback and am looking forward to working with you again.
Emmanuel R. Fajardo - The Mortgage Specialist has received a review with 5 star rating from Antonio R M
Excellent service; they were always there when I needed them, and the process was super easy. Blessings.
Reply from Emmanuel Fajardo
September 21st, 2026 04:16 PM
It was great working with you. Thanks again for putting your trust in us.
El proceso fue senfilo, siempre tuve acompañamiento y explicación clara de lo que consultaba
Reply from Emmanuel Fajardo
September 17th, 2026 03:46 PM
I really appreciate the feedback and am looking forward to working with you again.
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About
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Specialities
Mortgage Lender
All type of Mortgage Loans
FHA
VA
Bank Statement Programs
Conventional Financing
Foreign National Loans
Jumbo Mortgage Loans
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Positions
- Cornerstone First Mortgage - National ManagerJan 1st, 2019 - Current
Memberships
- NAHREP 250 2026
- NMLS 890310
- NAHREP Top 250
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 890310
- CA
- FL
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Awards
Leadership Award 2...
Achievements
- PNC Bank - Million Dollar Club Winner 2013
- American Home Mortgage - Gold Achievement Award 2006 - Top 1% Nationwide
- American Home Mortgage - Top Branch Manager State of Florida 2007
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Hobbies
- Travel
- Sports
- Beach Days
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Disclaimer
© 2024 Cornerstone First Mortgage, Inc. All Rights Reserved. NMLS ID #173855 Equal Opportunity Lender.