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THE FLOWERS TEAM - USA Mortgage - Mortgage Loan Originator

THE FLOWERS TEAM - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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5 Star
97%
4 Star
2%
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Reviews from Web
  • Encompass
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    Amanda R M
    CARROLLTON, IL
    Posted on May 6th, 2025 12:22 PM
    The process was easy and the communication was exceptional!
    Reply from THE FLOWERS TEAM - USA Mortgage
    November 6th, 2025 11:29 AM
    Thank you so much Amanda for the 5 star review. The Flowers Team really works hard for these and depends on them to let others know the type of care they will received. We loved helping you purchase your home and cannot wait to be there as...
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    Nicholas R M
    CARROLLTON, IL
    Posted on May 3rd, 2025 01:10 PM
    Emile made is so easy and was very commun
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Thanks Nick. The Flowers Team is honored to have your trust to handle your home purchases and any other mortgage needs that come along. We loved working with you and hope to continue working with you and your family and friends in the future!...
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    Kaleigh B
    HARTFORD, IL
    Posted on April 7th, 2025 05:24 PM
    The fast responses, and all the help with knowledge of telling me information and informing me to help make the best decisions!
    Reply from THE FLOWERS TEAM - USA Mortgage
    November 6th, 2025 11:29 AM
    Kaleigh, it was such a pleasure helping you with a mortgage on your new home! So many exciting things to come this year still? The Flowers Team is always honored to be your mortgage advisor. We are always here to help!
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    Kaleigh B
    Posted on April 7th, 2025 12:00 AM
    THE FLOWERS TEAM - USA Mortgage has received a review with 5 star rating from Kaleigh B
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    Angela N
    GRANITE CITY, IL
    Posted on April 2nd, 2025 10:55 AM
    The whole process went quickly and all was explained thoroughly
    Reply from THE FLOWERS TEAM - USA Mortgage
    November 6th, 2025 11:29 AM
    Angela, I'm so glad The Flowers Team could help with your refinance. I'm so glad you are going to be able to travel and live the life you dream of because of the savings. Thank you for the opportunity to guide you through this process.
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    Edgar P
    Posted on March 9th, 2025 12:00 AM
    Emili and Steve are wonderful people to work with... Would strongly recommend for financing and refinancing..They are the best...
    Reply from THE FLOWERS TEAM - USA Mortgage
    April 2nd, 2025 11:55 PM
    Thank you so much Ed for the kind words. I had so much fun working with you and your wife on your refinance. I'm so glad The Flowers Team was able to help you save so much money each month. We are looking forward to being your trusted mortgage...
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    Shirley L P
    BELLEVILLE, IL
    Posted on March 7th, 2025 05:15 PM
    YOU WERE THERE FOR US.
    Reply from THE FLOWERS TEAM - USA Mortgage
    November 6th, 2025 11:29 AM
    Thanks Shirley! I absolutely loved getting to know you both through this refinance process. We love our scrubbers you made for us and our tissue box too! It goes with all the USA stuff in my office! The Flowers Team truly loves helping people...
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    Edgar W P
    BELLEVILLE, IL
    Posted on March 7th, 2025 03:43 PM
    Emili and Steve made it a great experience from the very start until the finish.. We had very little stress.. They walked us through everything..Would strongly recommend to anyone...
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Thanks Ed! You and Shirley did such a great job getting the information to us and walking through this process even when some parts were a pain in the rear! I would be honored to be your trusted mortgage advisor any day of the week and twice...
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    Denise K
    Posted on January 6th, 2025 03:25 PM
    As first time home buyers we were very nervous. Emily and team were very patient with us and answered all of our questions. She walked us through step by step the process and was very knowledgeable and thorough. My husband is a retired vet...
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    Reply from THE FLOWERS TEAM - USA Mortgage
    November 6th, 2025 11:29 AM
    Denise, we appreciate that so much! Our goal at the Flowers Team is to make sure we truly guide and educate everyone to and through the mortgage process and beyond! We are so grateful to be your trusted mortgage advisor to you and all your...
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    Amanda V
    SHILOH, IL
    Posted on December 27th, 2024 05:26 PM
    Explained everything about the process and always checked in and made sure everything was going great. Eased our concerns and nerves through the process. I felt that I was making great decisions based on their guidance.
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
    View All
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    Positions
    • USA Mortgage - Mortgage Loan Officer-NMLS#1256327
      Jan 1st, 2017 - Current
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1256327
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.