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THE FLOWERS TEAM - USA Mortgage - Mortgage Loan Originator

THE FLOWERS TEAM - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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5 Star
97%
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2%
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Reviews from Web
  • Encompass
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    Dawsen W
    Collinsville, IL
    Posted on September 14th, 2022 12:49 PM
    The whole Flowers team was very helpful and easy to work with. They made sure everything was taken care of.
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Dawsen & Kayla, you both were so great to work with. Always quick to respond with paperwork - dream mortgage clients for sure. The Flowers Team will be here for you to answer any mortgage related questions or give recommendations for all things...
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    Christoper R M
    O Fallon, IL
    Posted on August 6th, 2022 01:54 PM
    Steve, Emile, and the whole Flowers team made this transaction easy and stress free from the beginning. They were incredible to work with and communicated throughout the whole process. We would 10/10 recommend them and will be using them again...
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    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Chris, The Flowers Team always loves working with you and your growing family. We appreciate the previous refinances and truly enjoyed working with you on this new construction purchase. The mortgage process always raises so many questions...
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    Danielle M S
    Belleville, IL
    Posted on August 5th, 2022 01:43 PM
    Everything, excellent communication and customer service. I cannot believe my dream of being a homeowner actually came true. Who needs a fairy Godmother when you have this team!
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Danielle, The Flowers Team has really loved working with you. I know it was a long road to get you into that home but I'm so glad you came out with a winner! You were so easy to work with and we loved guiding you through your purchase and the...
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    Christina L M
    O Fallon, IL
    Posted on August 3rd, 2022 01:21 PM
    I felt like you always had our best interest at heart. You worked hard to get us what we wanted and make it all come together at the end
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Christina, I'm so happy for you and your family. The Flowers Team works hard to make sure guidance and education during the mortgage process is the number one priority. We love working with you guys and are always here for you!
  • Encompass
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    Leslie K
    Edwardsville, IL
    Posted on July 5th, 2022 01:41 PM
    Emile was always quick to respond to my calls or texts messages, thoroughly answered all my questions and made the experience so smooth.
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Leslie, I'm happy to help you start this new chapter. It was such a pleasure working with you. I'm so glad we were able to walk you through the mortgage process and guide you every step of the way. The Flowers Team at USA Mortgage is always...
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  • Encompass
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    Caleb B
    Godley, TX
    Posted on June 25th, 2022 03:00 AM
    Emile and the whole team made this transaction for painless. They worked really hard on getting the necessary documents submitted in a very timely manner and was always there to answer any and all questions that I had.
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Caleb, I hope you are enjoying your new home. I'm so glad we were able to walk you through the mortgage process and guide you every step of the way. The Flowers Team at USA Mortgage is always looking to help educate our borrowers and be a team...
    read more
  • google
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    Zebulun L
    Posted on June 13th, 2022 01:08 PM
    THE FLOWERS TEAM - USA Mortgage has received a review with 5 star rating from Zebulun L
  • Encompass
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    Michelle D
    Belleville, IL
    Posted on June 13th, 2022 12:47 PM
    Great communication and willingness to explain everything
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Michelle, I hope you are enjoying your new home. I'm so glad we were able to walk you through the mortgage process and guide you every step of the way. The Flowers Team at USA Mortgage is always looking to help educate our borrowers and be...
    read more
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    Jeffery D M
    Connersville, IN
    Posted on May 25th, 2022 01:19 PM
    Your Expertise and Professionalism and compassion for your clients were above reproach. Thank You so much!
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Jeff, I hope you are enjoying your new home. I'm so excited for you to have made this move. I know it was a long time coming. I'm so glad we were able to walk you through the mortgage process and guide you every step of the way. The Flowers...
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  • Encompass
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    Jennifer S
    BELLEVILLE, IL
    Posted on April 22nd, 2022 01:30 PM
    They made the process very simple. They were able to explain everything in a way I could understand. Very polite, knowledgeable, and great communication.
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Jennifer, I hope you are enjoying your new home. I'm so glad we were able to walk you through the mortgage process and guide you every step of the way. The Flowers Team at USA Mortgage is always looking to help educate our borrowers and be...
    read more
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
    View All
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    Positions
    • USA Mortgage - Mortgage Loan Officer-NMLS#1256327
      Jan 1st, 2017 - Current
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1256327
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.