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THE FLOWERS TEAM - USA Mortgage - Mortgage Loan Originator

THE FLOWERS TEAM - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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5 Star
97%
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2%
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Reviews from Web
  • Encompass
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    Rae L
    Edwardsville, IL
    Posted on March 15th, 2023 01:57 PM
    Knowledgeable, available, straightforward, helpful
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Thank you so much Rae for trusting the Flowers Team with your new home purchase. Congratulations! We cannot wait to be there for you to answer questions, help you with a refinance or help build an investment portfolio!Just let us know how we...
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    Isaac W
    Posted on February 26th, 2023 12:21 AM
    The Flowers team is AWESOME!!I was skeptical at first, as I did not know who they were. I gave them a chance and they BLEW MY SOCKS OFF! They have top notch service and explain EVERYTHING the entire way! I can not recommend the flowers team...
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    Isaac W
    Maryville, IL
    Posted on February 26th, 2023 12:14 AM
    The Flowers team is AWESOME!!I was skeptical at first, as I did not know who they were. I gave them a chance and they BLEW MY SOCKS OFF! They have top notch service and explain EVERYTHING the entire way! I can not recommend the flowers team...
    read more
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    We are so grateful for that awesome review! You were so amazing to work with and could not have asked for a better client. Thank you so much Isaac for trusting the Flowers Team with your new home purchase. Congratulations! We cannot wait to...
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  • Encompass
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    Trenia S
    Edwardsville, IL
    Posted on January 29th, 2023 09:32 PM
    The idea of buying a house was overwhelming, and god truly sent me an angel. Emile saw me through, and the process went extremely well. I can’t praise Emile and her team enough for the experience I had with USA mortgage. I will be forever grateful....
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    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Thank you so much for being an amazing client! I'd love to clone you so others will complete their process exactly like you! Thank you so much Trenia for trusting the Flowers Team with your new home purchase. Congratulations! We cannot wait...
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    Marisa J M
    Lake Saint Louis, MO
    Posted on January 7th, 2023 12:55 PM
    Emile's communication throughout the process is incredible and she is always available to me when i need her
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Thank you so much Marisa for trusting the Flowers Team with your new home purchase. Congratulations! We cannot wait to be there for you to answer questions, help you with a refinance or help build an investment portfolio!Just let us know how...
    read more
  • Encompass
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    Jill C S
    Saint Louis, MO
    Posted on December 22nd, 2022 02:28 PM
    The personal relationship.
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Jill, it was such a pleasure working with you on the purchase of your new home and your fresh start for you and your wonderful children. I only got to meet 2 of them but they were wonderful. The Flowers Team always loves working with clients...
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  • Encompass
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    Amber A
    Collinsville, IL
    Posted on December 21st, 2022 04:51 PM
    Feedback on the documentation we needed was very quick, Closing went smooth, everyone was nice & polite
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Amber & Adam, you both worked so hard for this home purchase. You were on top of every request, every time. We really appreciate that and it can make even a difficult start come together smoothly. The Flowers Team at USA Mortgage always looks...
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  • Encompass
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    Albert T
    Edwardsville, IL
    Posted on December 7th, 2022 09:38 PM
    The Flowers Team cares about you as a client and as a person. Their combined knowledge and skills make them a great team.
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Al & Melanie, I'm so excited for you! You purchased a beautiful home in a great neighborhood LOL! We are happy to call you neighbors and look forward to you both being in town. I'm so glad The Flowers Team at USA Mortgage could assist you in...
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  • Encompass
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    Robert E M
    Caseyville, IL
    Posted on October 25th, 2022 02:13 PM
    Emile was extremely informative and available throughout the process. Amber was also very helpful.
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Rob - You were so much fun to work with! I'm so happy The Flowers Team could help you with your refinance. I am looking forward to working with you in the near future! USA Mortgage works hard to go above and beyond for you and Amber definitely...
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  • Encompass
    K
    Kayla P
    Collinsville, IL
    Posted on September 20th, 2022 04:07 PM
    Great communication, fast and efficient and worked with us to help fulfill our needs. Answered any question that arose quickly
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Kayla, you and Dawsen were so amazing to work with! Thank you so much from the Flowers Team for being so responsive and eager to close on your first home. We cannot wait to be your financial guide for mortgages in the future!
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
    View All
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    Positions
    • USA Mortgage - Mortgage Loan Officer-NMLS#1256327
      Jan 1st, 2017 - Current
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1256327
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.