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Beth Mangum - Loan Originator in Fort Walton Beach, FL

Beth Mangum

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Beth Mangum is a dedicated mortgage professional serving homebuyers and homeowners throughout Florida's Emerald Coast. Since entering the mortgage industry in 2019, she has built a reputation for personalized service, clear communication, a... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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5 Star
98%
4 Star
2%
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0%
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Reviews from Web
  • Encompass
    J
    Jewel C L
    Shalimar, FL
    Posted on April 1st, 2026 06:32 PM
    As a first time home buyer, Beth made the process very simple and was upfront the entire process.
    Reply from Beth Mangum
    April 1st, 2026 06:52 PM
    I'm so glad you are happy with everything and are in your first home! I'm honored to have been a part of it. You were amazing to work with!
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    Grace N P
    Niceville, FL
    Posted on March 31st, 2026 02:49 PM
    Great experience with Waterstone Mortgage. The process was fast, the communication was clear. Our loan officer, Beth and her partner Ashley were very helpful and answered all our questions. Would definitely recommend them to anyone looking...
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    Reply from Beth Mangum
    March 31st, 2026 02:58 PM
    Thank you so much, Ms. P! I know the situation you were in was no fun; but you guys were so easy to work with, and I'm so happy we could help. We got there!
  • Encompass
    S
    Steven H
    Crestview, FL
    Posted on March 26th, 2026 11:14 PM
    Beth made the process very simple. Everything was handled within a couple of weeks. Beth's communication was superb, ensuring we understood every step of the process. Would definitely recommend
    Reply from Beth Mangum
    March 26th, 2026 11:29 PM
    Cannot imagine enjoying a transaction as much as this one! Thank you so much, Mr H!
  • Encompass
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    James P
    Niceville, FL
    Posted on March 25th, 2026 12:20 PM
    The process was fast and smooth. The communication i received was excellent. Instructions were simple and easy to follow and the staff was perfessional and on point.
    Reply from Beth Mangum
    March 25th, 2026 01:13 PM
    I am SO glad we were able to help, Mr. P! I know your situation has been stressful and hopefully this will get that weight off of you guys. It was such a pleasure working with you!
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    Janice E C
    Cantonment, FL
    Posted on March 9th, 2026 08:34 PM
    She called and texted me on the all the information regarding my loan. She made me feel very comfortable that everything was being handled well.
    Reply from Beth Mangum
    March 10th, 2026 01:45 PM
    Mrs. C, you guys were absolutely amazing to work with! Thank YOU for making it easy! You are going to love your 'home away from home' here!
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    D
    David A C
    Cantonment, FL
    Posted on March 8th, 2026 07:51 PM
    Beth provided a lot of timely feedback.
    Reply from Beth Mangum
    March 8th, 2026 11:20 PM
    Thank you, Mr C! You guys were the best!
  • Encompass
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    Crystal D K
    Pensacola, FL
    Posted on January 19th, 2026 04:13 PM
    Always there for any questions I had. Very helpful.
    Reply from Beth Mangum
    January 26th, 2026 02:29 PM
    Thank you, Ms. K! We had so much fun working with you and are so grateful you allowed us the opportunity to do so!
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    M
    Marsha L W
    Pensacola, FL
    Posted on January 11th, 2026 06:47 PM
    Purchasing from out of state is difficult and Beth was very helpful and patient.
    Reply from Beth Mangum
    January 11th, 2026 07:56 PM
    Thank you so much, Ms W! It was a pleasure, and we’re so happy to have you in Florida!
  • Encompass
    M
    Morgan S
    Milton, FL
    Posted on January 10th, 2026 08:12 PM
    Beth was amazing to work with!! She answered all of our questions and concerns. Her responses were always quick and she was willing to assist no matter the time or day which we really appreciated . She was very easy to work with and assisted...
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    Reply from Beth Mangum
    January 12th, 2026 03:50 PM
    You guys were so great! Thank you for letting us be a part of your first home purchase!
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    Mark S C
    Destin, FL
    Posted on January 7th, 2026 03:32 PM
    There was a lot of confusion over what the final closing numbers were and what was charged to us in error, e.g. HOA fees and taxes before closing. It was corrected, but I didn't feel like it was handled correctly. Also, the charges for the...
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    Reply from Beth Mangum
    January 7th, 2026 03:53 PM
    Thank you for your candor, Mr. C. I'm so happy we got to the finish line, but am so sorry it wasn't a better experience for you. Ironically, there was an article in my mortgage newsletter today regarding the FHFA criticism of the huge credit...
    read more
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    About
    Beth Mangum is a dedicated mortgage professional serving homebuyers and homeowners throughout Florida's Emerald Coast. Since entering the mortgage industry in 2019, she has built a reputation for personalized service, clear communication, and genuine care for her clients' success. Beth works with first-time homebuyers, military families, move-up buyers, investors, and homeowners seeking refinance solutions, helping each client find the financing option that best fits their goals. A longtime Emerald Coast resident, she combines local market knowledge with a hands-on approach to make the mortgage process smooth, informed, and stress-free from application to closing.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
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    Year Started

    2019

    Time Zone

    Central Time
    Licenses
    • NMLS #1816772
    Achievements
    • CMA Certified
    Hobbies
    • Working
    • Making Music
    Disclaimer
    Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions