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Edgar Frias - Vice President in Irvine, CA

Edgar Frias

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Vice President

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With nearly two decades in real estate and mortgage lending, I’ve been helping clients find the right loan since 2005. I specialize in VA loans, FHA, DSCR, Home Equity lines, and Conventional loans. My transparent, no-fluff approach ensures... Show More
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5 Star
94%
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5%
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1%
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Reviews from Web
  • SFTP
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    Roderic B
    Ocoee, FL
    Posted on February 20th, 2026 11:49 AM
    The customer service was excellent
    Reply from Edgar Frias
    June 29th, 2026 07:13 PM
    I’m glad to hear that you had an excellent experience with my customer service, Roderic. It was a pleasure assisting you with your cash-out refinance at West Capital Lending. If you have any further questions or need assistance in the future,...
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    Anissa H
    Huntsville, AL
    Posted on February 16th, 2026 05:57 PM
    Edgar spoke truth to me throughout the process, and it remained that way throughout the entire process. no hidden cost, no inflated numbers , he explaine every cost and gave me a summary on why. l Alice and Jasmin were also awesome in the process,...
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    Reply from Edgar Frias
    June 29th, 2026 07:13 PM
    Anissa, it's great to know that you found clarity and transparency throughout the process. I appreciate you mentioning both Alice and Jasmin for their roles in keeping the communication seamless. I'm glad that you felt well-supported and valued...
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    Carmen S
    LOS ANGELES, CA
    Posted on February 14th, 2026 11:04 PM
    Edgar and team are very helpful and always reply to any questions of concerns in a promply matter
    Reply from Edgar Frias
    June 29th, 2026 07:13 PM
    Carmen, I'm glad to hear you found the support helpful and that your questions were addressed promptly. It was a pleasure to assist you throughout the process. Thank you for trusting West Capital Lending.
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    Joel S
    NEW PORT RICHEY, FL
    Posted on February 14th, 2026 04:02 AM
    Edgar and Alice made this as easy as possible with the type of loan I was looking for
    Reply from Edgar Frias
    June 29th, 2026 07:13 PM
    Joel, it's gratifying to know that you felt the loan process was made easy for you. Working with you to find the right type of loan was a rewarding experience. Your feedback is appreciated, and I’m glad Alice and I could assist you effectively....
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    Lisa C
    ADEL, IA
    Posted on February 10th, 2026 01:02 PM
    We tried with other lenders and they were unable to help us with our loan. Edgar insured us that he could get us approved and he did. He and Alice are a great team . We highly recommend this company.
    Reply from Edgar Frias
    June 29th, 2026 07:13 PM
    Lisa, I'm glad to hear that I could help secure your loan when others couldn't, and that you felt supported by both Alice and me throughout the process. Your recommendation means a great deal, and I'm grateful for the trust you placed in West...
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  • SFTP
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    Minhthao N
    Rancho Cucamonga, CA
    Posted on January 28th, 2026 02:10 AM
    Edgar went above and beyond to ensure I was approved in time b4 my scheduled vacation
    Reply from Edgar Frias
    June 29th, 2026 07:13 PM
    Minhthao, I appreciate your kind words. I'm glad to hear that I could assist in getting your approval sorted before your vacation. It was important to me to ensure a smooth process for you. Thank you for working with me at West Capital Lending....
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  • SFTP
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    Rhodora F
    Moreno Valley, CA
    Posted on January 20th, 2026 04:03 PM
    Edgar really took time to work on finding the best option for me. Edgar kept me informed about the proces, always responded even on the weekends if I had questions, he worked really hard to get the best mortgage options for me.
    Reply from Edgar Frias
    June 29th, 2026 07:13 PM
    Rhodora, I appreciate your kind words and am glad to hear you felt well-informed and supported throughout the process. Your satisfaction is important to me, and I'm pleased I could help find the best mortgage options for you. If you have any...
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    Chris G
    Posted on January 8th, 2026 04:11 AM
    I worked with Edgar on my first home purchase and it was an amazing experience. He’s very knowledgeable and goes the extra mile for his clients. He took what could be a stressful experience and made it smooth and painless. I couldn’t recommend...
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    Reply from Edgar Frias
    June 29th, 2026 07:13 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
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    Steven H
    LANCASTER, CA
    Posted on January 3rd, 2026 04:10 PM
    Edgar very professional along with his assistant. All my questions were answere.
    Reply from Edgar Frias
    June 29th, 2026 07:13 PM
    Steven, I appreciate your comments about my professionalism and the support from my assistant. It's important to me that all your questions were answered fully. Thank you for your feedback, and for choosing West Capital Lending for your cash-out...
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  • SFTP
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    Jared C
    Huntington Beach, CA
    Posted on January 2nd, 2026 03:16 PM
    Edgar was very helpful in explanjng the process and making it easy to understand I would recommend anyone to give you guys a try had a good experience and will definetly use you to refinance again down the road when rates drop again
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    Reply from Edgar Frias
    June 29th, 2026 07:13 PM
    I'm glad to hear that the process was clearly explained and easy to understand, Jared. Your positive experience and willingness to recommend us are greatly appreciated. I look forward to assisting you with any future refinancing needs when...
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    About
    With nearly two decades in real estate and mortgage lending, I’ve been helping clients find the right loan since 2005. I specialize in VA loans, FHA, DSCR, Home Equity lines, and Conventional loans. My transparent, no-fluff approach ensures my clients get tailored, strategic solutions without the sales pressure. As the #1 Rocket Mortgage broker partner, I focus on education and treat every client like family. Outside of work, I’m a husband and father of three, committed to providing for my family just as I help my clients secure their future. NMLS 391473
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    VA loans, FHA, DSCR, Home Equity lines, and Conventional loans whether for purchase or refinance.
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    Positions
    • West Capital lending - Branch Manager
      Feb 28th, 2024 - Current

    Year Started

    2005

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS, DRE
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing