Doug Richards
Loan Advisor | NMLS# 664159
Doug Richards is a Loan Advisor based in Duluth, Georgia, working with Team ACOPIA and bringing experience in the mortgage industry since 2000. He supports homebuyers and homeowners through a wide range of financing needs, helping clients n... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 8 PM
Thu
8 AM to 8 PM
Fri
8 AM to 8 PM(Open now)
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Reviews from Web
Dug and his team were patient with me. As a military man, I appreciate the details, and these people covered them so that no snagged could be pulled. Thanks Dug.
Reply from Doug Richards
June 8th, 2026 09:31 PM
Paul, I appreciate your kind words and am glad that my team and I could provide the detailed support you needed. It's important to me that everything goes smoothly, especially for someone with your background. If you have any further questions...
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I would like to express my deepest gratitude for all the guidance and from Doug, Deanna, and Vicki! They were all awesome and super supportive from the beginning to the end of this process.
Reply from Doug Richards
June 2nd, 2026 01:21 PM
Charleston, I appreciate your kind words and am grateful for the opportunity to guide you alongside Deanna and Vicki throughout the process. It's wonderful to hear that you felt supported from start to finish. If you ever need further assistance,...
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Doug stayed in constant contact, he was patient and addressed all my concerns.
Reply from Doug Richards
June 1st, 2026 02:08 PM
I'm glad to hear that I could address all your concerns, Sharon. Staying in constant contact and being patient are important to me, and I'm pleased that it made a positive impact on your experience. If you need any further assistance, feel...
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from Start to finish lower mortgage was always there , if I had a question they answered it was the best of there ability Doug is an outstanding person very knowledgeable and the experience was amazing looking forward to my forever home thanks...
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Reply from Doug Richards
April 22nd, 2026 06:04 PM
I'm pleased to know that you felt supported throughout the entire process, Brandon. It's great to hear that my knowledge was helpful and that your experience with Lower was positive. Wishing you all the best in your forever home!
Doug and Deanna were awesome to work with for the mortgage process. They kept us informed of every step, what was needed and when. Being organized with process and documents helped us in keeping on track to ensure a successful closing.
Reply from Doug Richards
April 14th, 2026 03:22 PM
I'm happy to hear that you found the mortgage process organized and well-managed, Rene. Working alongside Deanna to keep you informed and on track was a priority for us. If you have any further questions or need assistance in the future, please...
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He was great with working with me and making it happen even when there was a challenge he got the job done
Reply from Doug Richards
April 9th, 2026 03:24 PM
I'm grateful to hear that you felt supported through challenges, Noah. It's important to me to see things through and get the job done, no matter the obstacles. If there's anything else I can do for you, please don't hesitate to let me know....
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Doug and his team was on the job from day one they handled every process and step with a professional manet and was very detailed as what I needed to do I was very empress of how easy the hold process went.
Reply from Doug Richards
March 31st, 2026 02:10 PM
I'm glad to hear that the process felt easy for you, Carl. Ensuring that you were informed and comfortable with each step was a priority for me. If there's anything more you need or any questions arise, please feel free to reach out.
Doug was very attentive to which type of home and location I wanted to live. He would check the prices to ensure I was looking and staying within my budget. He made the process much easier for me.
Reply from Doug Richards
March 16th, 2026 08:27 PM
I'm pleased that I could assist you in finding the right home, Chandra. It's important to me that you felt supported throughout the process and that your budgetary needs were met. If any more questions arise or if you need further assistance,...
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It was an absolute pleasure working with Doug. He was very informative and quick with his responses. if you're looking for a top tier professional, I highly recommend him.
Reply from Doug Richards
March 10th, 2026 02:17 PM
I'm glad to hear that you had such a positive experience working with me, Claudette. I always strive to provide timely and informative responses, and it's rewarding to know that you felt well-supported. Thank you for the recommendation—if you...
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Doug did a great job of explaining the breakdown of payments in the estimated closing documents which is great especially for first time homeowners. He is also patient as he didn't get tired of answering the same questions over and followed...
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About
Doug Richards is a Loan Advisor based in Duluth, Georgia, working with Team ACOPIA and bringing experience in the mortgage industry since 2000. He supports homebuyers and homeowners through a wide range of financing needs, helping clients navigate options such as conventional, FHA, VA, and refinance programs. With over two decades of experience, Doug focuses on providing clear guidance and practical solutions tailored to each borrower’s goals. His approach emphasizes strong communication, consistency, and a smooth lending experience from application through closing, ensuring clients feel informed and supported throughout the mortgage process.
I am licensed in: GA, AL, FL
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 664159
Awards
2020 Acopia Circle...
Achievements
- Chairmans Club
Hobbies
- Racquetball
- Hiking
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.