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Donald Oakes - Sr. Loan Officer | NMLS# 150317|GA: 28013| TN: 108081 in Chattanooga, TN

Donald Oakes

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Sr. Loan Officer | NMLS# 150317|GA: 28013| TN: 108...

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
  • Encompass
    T
    Timothy B B
    Signal Mountain, TN
    Posted on November 14th, 2025 01:38 PM
    Don is so kind, prompt, concise, informative, thoughtful, and understanding. It is exceedingly rare that I have encountered any individual who is better to work with from every single perspective, regardless of field. I would happily recommend...
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    Reply from Donald Oakes
    November 17th, 2025 01:40 PM
    Your generous words mean a great deal, Timothy. It's important to me that you felt supported and informed throughout the process. I'm grateful for your trust and recommendation. It's been a privilege to work with you at Highlands Residential...
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    William L
    Hixson, TN
    Posted on September 6th, 2025 01:13 PM
    Don was a true professional and really helped me through some trying times with this closing.
    Reply from Donald Oakes
    September 9th, 2025 01:14 PM
    I'm grateful for your feedback, William. Navigating challenging situations during a closing can be difficult, and I'm glad I could assist. Thank you for entrusting me with your mortgage process at Highlands Residential Mortgage, Ltd. Your experience...
    read more
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    Billy W
    Chattanooga, TN
    Posted on August 12th, 2025 05:53 PM
    Don's experience and professionalism always make for a smooth transaction .
    Reply from Donald Oakes
    August 15th, 2025 05:54 PM
    I'm pleased to know that my experience and professionalism made for a smooth transaction for you. Providing a seamless experience is always my goal. Thank you for your generous feedback and for choosing Highlands Residential Mortgage, Ltd....
    read more
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    Dakota N
    Englewood, TN
    Posted on July 14th, 2025 10:33 AM
    Don made the whole process very straightforward and simple, a pleasure to work with.
    Reply from Donald Oakes
    July 17th, 2025 10:33 AM
    I'm delighted to hear that the process felt straightforward and simple for you. It was a pleasure working with you as well. Thank you for your kind words and for choosing Highlands Residential Mortgage, Ltd.
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    Gregory L K
    Ooltewah, TN
    Posted on July 8th, 2025 08:52 PM
    Excellent communication, ease of use on the portal and Dan's experience.
    Reply from Donald Oakes
    July 11th, 2025 08:53 PM
    I'm glad to hear that the communication and portal worked well for you, and that my experience was valuable throughout the process. Thank you for taking the time to share your thoughts. Your feedback is greatly appreciated.
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    J
    Jensen G K
    Ooltewah, TN
    Posted on July 8th, 2025 12:52 PM
    Mr. Oakes was very kind and always willing to answer every question I had and also willing to take my calls or respond to texts no matter if it was the weekend or at a time outside of regular working answers. i will absolutelt be working with...
    read more
    Reply from Donald Oakes
    July 8th, 2025 05:19 PM
    Gage, thank you for the nice review! I know you will enjoy your new home, and I appreciate the opportunity to help you with the mortgage. Now comes the "fun part" of moving, yard maintenance, etc. but as you also know, appreciation of value...
    read more
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    S
    Sharon E
    Apison, TN
    Posted on June 28th, 2025 10:48 AM
    Don was so easy to work with. He always took our calls when we had questions. We highly recommend Don and Highlands.
    Reply from Donald Oakes
    July 1st, 2025 10:49 AM
    I'm thrilled to hear that your experience was positive and that I could assist with your questions. Thank you for the recommendation and for choosing Highlands Residential Mortgage, Ltd. It was a pleasure working with you.
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    F
    Frederic F
    Apison, TN
    Posted on June 24th, 2025 10:55 AM
    Don made the process seamless. When ever we had a question Don would get back to us with a few minutes if he did not answer our call.
    Reply from Donald Oakes
    June 24th, 2025 02:34 PM
    Rick, thank you for the nice review ! It was a pleasure working with you and Teresa and I know you will enjoy that beautiful house ! (I am very jealous of the landscaping. ) Don
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    Allison G W
    Chattanooga, TN
    Posted on June 9th, 2025 12:02 PM
    Don exceeded all expectations . He was knowledgeable, kind, answered any and all questions I had. He was efficient and worked in a timely manner. It was such a smooth easy process thanks to Don!!
    Reply from Donald Oakes
    June 9th, 2025 05:19 PM
    Allison, thank you for the nice review! It was a pleasure working with you on the mortgage and I look forward to seeing those photos as the work on the house progresses! Don
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    R
    Roy H
    Chattanooga, TN
    Posted on June 4th, 2025 04:55 PM
    Don Oakes and Highlands Residential Mortgage were absolutely incredible to work with, and we would highly recommend them!! From the start of the loan process to the closing, their servant-hearted care made the entire experience excellent!
    Reply from Donald Oakes
    June 7th, 2025 04:56 PM
    I'm thrilled to hear that your experience with Highlands Residential Mortgage was exceptional, and I'm grateful for your kind words. It was a pleasure assisting you throughout the loan process. Thank you for the recommendation!
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    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Positions
    • Highlands Residential Mortgage Ltd. - Branch Mananger
      Feb 1st, 2018 - Current
    • Cunningham and Company Mortgage Bankers - Branch Manager
      Nov 1st, 2013 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 150317,GA: 28013, TN: 108081
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.