
01 GEM Mortgage Branches, Bakersfield, CA
Bakersfield, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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Joe's communication amd professionalism is outstanding.
Reply from Joe Cucchiara
July 6th, 2026 02:32 PM
Jeffrey, I appreciate your kind words about my communication and professionalism. I'm glad to have been able to assist you with your refinancing needs. If you need any further help, please don't hesitate to reach out.
Clear communication, calm and efficient
Reply from Corbin Claypool
July 6th, 2026 02:26 PM
Luis, I appreciate your feedback on the communication and efficiency. I'm glad to hear that you found the process calm and effective. If there's anything else I can assist you with, please don't hesitate to reach out to me.
Working with Mady has been an absolute pleasure. From day one, she provided us with a well thought-out blueprint and a clear plan on how to purchase a home. We first went into this process thinking it would take us years to achieve homeownership,...
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Buying our first home was one of the biggest milestones of our lives, and we couldn’t have asked for a better team. Thomas was actually our second opinion, and choosing to work with him ended up being one of the best decisions we made. From...
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Reply from Owner
August 2nd, 2026 12:00 AM
Wow, what an amazing review!!! Talk about solid feedback. This one right here takes the cake for best review all year by far!!! Thank you for the opportunity to be a part of your journey Vanessa… I appreciate you and Saul and am honored to...
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Caleb was wonderful to work with from start to finish. He took the time to understand my needs, clearly walked me through every step of the process, and helped me find the loan that was the best fit for my situation. He provided thoughtful...
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Reply from Caleb Bryant
July 6th, 2026 08:16 PM
Adrian, I'm truly grateful for your kind words and for taking the time to share your experience. It was a pleasure working with you on your refinance, and I'm glad I could help tailor the process to fit your needs. Your recommendation means...
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The effort was great...very helpful
Reply from Angel Santiago
June 30th, 2026 11:06 PM
I'm pleased to know that you found the effort and assistance helpful during your refinance process. If there's anything else you need, please don't hesitate to reach out.
The swiftness in which he responded and the care he took of my case!
Reply from Thomas Louisignau
July 6th, 2026 05:21 PM
Juan, I'm glad to hear that you appreciated the promptness and care I provided with your case. It was a pleasure working with you, and I'm here if you need any further assistance.
Excellent experience: immediate responsiveness, clear direction, commitment to ensuring the best outcome, comprehensive depth of knowledge and skill
Reply from Joe Cucchiara
July 3rd, 2026 07:29 PM
Angela, I'm happy to hear that you had an excellent experience with the refinancing process. Your feedback on my responsiveness and expertise is greatly appreciated. If you need any further assistance, please feel free to reach out.
Buying a home is so stressful but your team made it as easy as possible that's for everything
The staff are kind.
Reply from Harold Greenberg
July 2nd, 2026 09:02 PM
I'm glad to hear you found the staff kind, Jose. It's important to me that our team provides a welcoming atmosphere. If there's anything else I can do for you, please let me know.
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California. For more information, visit www.gemcorp.com.
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Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)