01 GEM Mortgage Branches, Bakersfield, CA
Bakersfield, CA
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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Modesto
Modesto has received a review with 5 star rating from Curtis A
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Modesto
Modesto has received a review with 5 star rating from Flor D
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Ontario
We had such a great experience working with Thomas and Melanie at GEM Mortgage! From start to finish, they were professional, knowledgeable, responsive, and incredibly helpful throughout the entire mortgage process.Thomas always took the time...
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Reply from Owner
September 2nd, 2026 12:00 AM
Thank you so much for the awesome feedback Ilene!!! It was a pleasure working with you and your family on this! We hope you enjoy your home for many years to come!
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Michael Bivens
We have known Michael for years and he has always been honest, transparent and upfront with any questions or concerns. We appreciate all he's done and will refer him to anyone we know. We will also ask Michael for help in the futue with refinancing...
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Reply from Michael Bivens
August 31st, 2026 04:12 PM
John, I'm grateful for your kind words and continued trust over the years. It's wonderful to know that my approach has been appreciated, and I look forward to assisting you with any future refinancing or sales needs. Thank you for considering...
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Amazing and professional service by Rene . Great to work with . My experience was exceptional
Reply from Rene Zamora Melgoza
August 31st, 2026 08:05 PM
Omar, I'm glad to hear that you had such a positive experience working with me. Your kind words about the service and professionalism are greatly appreciated. If you ever need any further assistance, please feel free to reach out.
Manuel is an absolute pleasure of a person to work with and an amazing human being; a straight shooter who took the time to show grace, and patience, as we worked through the complexity of being a first time home buyer with the DPA program....
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Reply from Manuel Corral - The Corral Team
August 31st, 2026 03:51 PM
Hello SyedMohammed, thank you for your kind words and endorsement of our services. It was a real pleasure to assist you with your home purchase. I hope you enjoy your new home and experience home ownership. Buying your first home is always...
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Closing 2 investment deals in one month was a new and stressful experience due to delays and challenges we faced with the agents in Ohio but Thomas and his wonderful team (thanks Mel and Diana, too), the lending process was the easiest part....
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Reply from Thomas Louisignau
August 31st, 2026 08:26 PM
Maheshi, I'm grateful for your kind words and I'm glad to hear that I could make the lending process easier for you, despite the challenges. It was a pleasure to advocate for you and work with Mel and Diana to get the deals funded. If you have...
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John did an amazing job from start to finish, very informative and helped every step of the way.
Reply from John Trujillo
August 31st, 2026 03:40 PM
Adam, I appreciate your positive review. I'm glad I could provide the information and support you needed throughout the refinancing process. If you have any more questions or need further assistance, feel free to reach out.
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Ontario
I’m so thankful for the team at GEM Mortgage for having the patience and support for me throughout the biggest purchase of my life. The teamwork and professionalism by far was the best and I’m beyond grateful to have had the opportunity to...
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Reply from Owner
September 2nd, 2026 12:00 AM
Thank you for the awesome feedback Derrick, our team was honored to be a part of the journey. Congratulations on your new place and accomplishing this HUGE goal! We look forward to being a continued resource to you and your family for life!...
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Modesto
Great experience
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California. For more information, visit www.gemcorp.com.
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Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Pacific Standard Time (PST)