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Derek F. Alverson at Prosperity Home Mortgage...
Sr. Mortgage Consultant | NMLS# 244650
Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Ho... Show More
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9 AM to 5 PM(Open now)
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9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Derek was always available for questions and discussion when needed. Made the process as easy as possible for my family and me.
Reply from Derek F. Alverson
May 6th, 2026 08:48 PM
Thank you for your kind words, Hunter. I'm happy that I could make the process easier for you and your family and be available when needed. If you have any more questions or need further assistance, feel free to reach out.
Derek was extremely helpful throughout the home buying process. He provided full transparency and made us feel like a priority, providing timely communication and answering all of our questions. He made our closing quick and easy.
Reply from Derek F. Alverson
April 30th, 2026 03:34 PM
I'm pleased to hear that you found my assistance helpful during your home buying process, Adam. Providing transparency and making sure you felt prioritized are important to me. If you have any more questions or need further assistance, please...
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Ease of transitioning through entire process.
Reply from Derek F. Alverson
April 23rd, 2026 03:24 PM
I'm glad to hear that the transition through the process was easy for you, Thomas. Your experience is important to me, and I'm here if you need any more assistance.
Hands down the best
Reply from Derek F. Alverson
April 23rd, 2026 01:46 PM
I'm glad to hear you had such a positive experience, Paul. Your feedback means a lot to me, and I'm here if you need any further assistance.
Seemless and quick process. Thank you!
Reply from Derek F. Alverson
April 17th, 2026 02:16 PM
I'm grateful for your kind words, Zachary. I'm happy to hear the process was seamless and quick for you. If you need any further assistance, feel free to reach out.
Derek manages the process seamlessly and explains everything step by step and is proactive through the entire process
Reply from Derek F. Alverson
April 14th, 2026 05:31 PM
I'm pleased to know that you felt the process was seamless and well-explained, Thomas. Ensuring clarity and being proactive are key parts of how I aim to support my clients. If you have any further questions or need assistance, please don't...
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Derek was great and always responded very quickly!
Derek was so helpful throughout the loan process. Very knowledgable and provided great advice along the way.
Reply from Derek F. Alverson
April 9th, 2026 05:56 PM
I'm glad to hear that you found my assistance helpful during the loan process, Jillian. Sharing insights and providing guidance is something I strive for with every client. If there's anything more you need or any questions arise, I'm here...
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Derek F. Alverson at Prosperity Home Mortgage - Richmond has received a review with 5 star rating from Cam D
Reply from Owner
April 10th, 2026 04:25 PM
I appreciate your rating, Cam. If you have any feedback or need assistance in the future, feel free to reach out.
Very communicative and easy to work with.
Reply from Derek F. Alverson
April 9th, 2026 01:07 PM
It's good to know that you found the experience communicative and easy, Cameron. Ensuring a smooth and straightforward process is always my aim. If there's anything else I can help you with, feel free to reach out anytime.
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About
Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 244650
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
