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Derek F. Alverson at Prosperity Home Mortgage...
Sr. Mortgage Consultant | NMLS# 244650

Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Ho... Show More
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9 AM to 5 PM(Open now)
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9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
clear, timely and professional
Reply from Derek F. Alverson
June 15th, 2026 06:11 PM
Jesse, I'm grateful for your kind words about the clear and timely service you received. It's wonderful to know that my professional approach met your expectations during your purchase process. Thank you for choosing me to assist with this...
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Fast close, good coomunication and very thorough and clear direction ensuring a smooth process.
Reply from Derek F. Alverson
June 11th, 2026 08:06 PM
George, I'm pleased to hear that the process went smoothly for you. Your feedback on the fast closing and clear communication is greatly appreciated. Thank you for choosing me to assist with your purchase.
Derek F. Alverson at Prosperity Home Mortgage - Richmond has received a review with 5 star rating from PL R
Reply from Owner
June 12th, 2026 08:47 PM
PL, thank you for the positive rating. I'm glad to know that your experience with me met your expectations.
We are repeat clients of Derek's and have appreciated his guidance, professionalism, expertise and efficiency! He and his team are always responsive and accurate! We will use them again if the need arises in the future.
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Reply from Derek F. Alverson
June 11th, 2026 05:07 PM
Dana, I'm pleased to hear that my guidance and professionalism have been valuable to you and that you found my team responsive and accurate. Your continued trust means a lot to me, and I look forward to assisting you again in the future if...
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very helpful staff
My clients are always singing Derek's praises and thank me for introducing them to Derek.
Reply from Derek F. Alverson
May 28th, 2026 02:11 PM
Helen, I'm grateful for your kind words and for trusting me with your clients. It's appreciated to hear that they have had positive experiences. Thank you for your continued support and referrals.
Derek was accessible throughtout the lrocess and answered my quesrions questions thoroughl.
Derek was very responsive to questions and issues as they arose
Reply from Derek F. Alverson
May 7th, 2026 06:51 PM
George, I'm glad to hear that my responsiveness was helpful to you. If you have any more questions or need further assistance, please feel free to reach out.
Derek is the best ! He is knowledgeable and so kind. He is a pleasure to work with. I highly recommend him and everyone on his team if you are looking to buy a home. He will help you every step of the way.
Reply from Owner
May 7th, 2026 04:34 PM
Ryanne, I appreciate your kind words and recommendation. I'm glad to hear that you found my assistance helpful and enjoyed working with me and my team. If you have any more questions or need further help in the future, please feel free to reach...
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Derek was a pleasure to work with ! I cannot say enough good things about him and our experience. He was kind, helpful, knowledgeable, and made sure we understood everything every step of the way. Thanks so much for all of your help Derek !...
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Reply from Derek F. Alverson
May 7th, 2026 07:09 PM
Ryanne, I appreciate your kind words and recommendation. I'm glad to hear that you had a positive experience and felt well-informed throughout the process. Thank you for trusting me to assist you in buying your home.
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About
Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 244650
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.