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Derek F. Alverson at Prosperity Home Mortgage...
Sr. Mortgage Consultant | NMLS# 244650
Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Ho... Show More
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9 AM to 5 PM(Open now)
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9 AM to 5 PM
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9 AM to 5 PM
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Derek F. Alverson at Prosperity Home Mortgage - Richmond has received a review with 5 star rating from Cory H
I set out to get through the home purchase process, and Derek F. Alverson at Prosperity Home Mortgage kept the communication clear and the support steady throughout. Before, things felt uncertain, but after working with Derek F. Alverson, I...
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Derek F. Alverson at Prosperity Home Mortgage - Richmond has received a review with 5 star rating from Landon A H
Wonderful experience working with Derek and his team!
Smooth experience
I was happy with the amount of communication from this team.
Derek played an integral role in helping us secure a new family home in a very competitive market. We could not be more appreciative.
Reply from Derek F. Alverson
October 12th, 2026 06:15 PM
I appreciate your kind words, Sarah. I'm glad I could play a part in helping your family secure a new home in this competitive market. Working with you through Prosperity Home Mortgage was a pleasure.
Great job! Thanks
Reply from Derek F. Alverson
October 1st, 2026 02:13 PM
Thank you, Barbara. I'm pleased to hear you had a great experience with me at Prosperity Home Mortgage.
Security of tools used to submit information and communications with Derek and his team.
Reply from Derek F. Alverson
October 1st, 2026 01:09 PM
I'm glad to hear that you felt secure with the tools and communication during your experience with me and my team at Prosperity Home Mortgage, Peter. Your confidence in our process means a lot to me.
Derek is fabulous! He and Lori are very responsive and easy to work with!
Reply from Derek F. Alverson
September 11th, 2026 04:33 PM
Thank you, Brooke, for your kind words. I'm glad to hear that you found both Lori and me responsive and easy to work with during your mortgage process.
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About
Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 244650
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
