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Derek F. Alverson at Prosperity Home Mortgage...
Sr. Mortgage Consultant | NMLS# 244650
Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Ho... Show More
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9 AM to 5 PM
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9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Derek is fabulous! He and Lori are very responsive and easy to work with!
Reply from Derek F. Alverson
September 11th, 2026 04:33 PM
Thank you, Brooke, for your kind words. I'm glad to hear that you found both Lori and me responsive and easy to work with during your mortgage process.
Derek is very knowledgeable and very responsive. Wouldn’t hesitate to use his services again for another mortgage in the future.
Reply from Owner
September 9th, 2026 03:01 PM
Michael, I appreciate your kind words about my knowledge and responsiveness. I'm glad to know you would consider using my services again for future mortgage needs.
Derek was incredibly responsive throughout the whole process and made me confident that there would not be any issues with our loan. i wouldn't hesitate to use his services again. He was great!
Reply from Derek F. Alverson
September 8th, 2026 06:00 PM
Michael, I'm grateful for your kind words and pleased to know that my responsiveness helped you feel confident during the loan process. It was a great experience working with you, and I'd be happy to assist you again in the future.
Derek, Sr. Mortgage Consultant, was outstanding throughout the entire mortgage process. He took the time to explain every step clearly, kept me informed with regular updates, and made sure I always knew what to expect. He provided valuable...
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Reply from Derek F. Alverson
August 28th, 2026 01:45 PM
Holly, I'm glad to hear that the mortgage process was smooth and stress-free for you. Thank you for your kind words and recommendation; it means a lot to me. It was my pleasure to provide you with the guidance and support you needed.
Communication was great throughout the process, not just towards me but to my client
Reply from Derek F. Alverson
August 28th, 2026 03:12 PM
Betsy, I'm pleased to hear that the communication met your expectations throughout the process. Thank you for sharing your positive experience with me and your client.
Thank you for your professionalism .
Reply from Derek F. Alverson
August 19th, 2026 04:19 PM
Tamara, I appreciate your kind words about my professionalism. It was a pleasure assisting you with your home purchase.
Derek was communicative, advised us on plan, was open about the whole process.
Reply from Derek F. Alverson
August 17th, 2026 01:19 PM
Shawn, I'm thankful for your kind words about my communication and guidance. It's great to know that you felt informed and comfortable throughout the process.
Derek was extremely personable, and professional and helpful dealing with the seller agent about using a partial mortgage for my buyer versus cash to seller. Of course seller wanted cash and we assured her she would get cash if Derek could...
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Reply from Derek F. Alverson
August 17th, 2026 01:34 PM
Pam, I'm grateful for your kind words about my professionalism and support throughout the process. It's great to hear that we could work together effectively to address the seller's concerns. Thank you for sharing your positive experience!
Good communication and explanation
Reply from Derek F. Alverson
August 17th, 2026 06:12 PM
Graham, I appreciate your feedback on the communication and explanations. It was a pleasure assisting you with your home purchase.
Eric was consistently knowledgeable, responsive, and proactive throughout the process — the kind of partner who makes a complicated process feel easy. Whatever type of home loan you’re trying to put together, I’d recommend him without hesitation....
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Reply from Derek F. Alverson
August 13th, 2026 07:58 PM
Robert, I appreciate your kind words and recommendation. It's wonderful to know that you felt supported and that the process was made easier for you. Thank you for choosing Prosperity Home Mortgage for your purchase.
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About
Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 244650
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
