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Derek F. Alverson at Prosperity Home Mortgage...
Sr. Mortgage Consultant | NMLS# 244650
Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Ho... Show More
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9 AM to 5 PM
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9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Derek was extremely personable, and professional and helpful dealing with the seller agent about using a partial mortgage for my buyer versus cash to seller. Of course seller wanted cash and we assured her she would get cash if Derek could...
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Good communication and explanation
Eric was consistently knowledgeable, responsive, and proactive throughout the process — the kind of partner who makes a complicated process feel easy. Whatever type of home loan you’re trying to put together, I’d recommend him without hesitation....
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Amazing doesn’t begin to describe Derek! We hit a few bumps in the road, but he handled every challenge with professionalism, patience, and unwavering commitment. He kept my clients informed, worked tirelessly to overcome every obstacle, and...
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Very communicative and walked us through the lender process seamlessly
Reply from Derek F. Alverson
July 29th, 2026 04:04 PM
Christian, I'm glad to hear that you found the communication effective and the process seamless. It was a pleasure assisting you with your purchase at Prosperity Home Mortgage.
Derek was very responsive to all our questions, and he was pro-active in making things happen quickly.
Reply from Derek F. Alverson
July 27th, 2026 02:46 PM
Lisa, I'm grateful for your kind words about my responsiveness and proactive approach. It was a pleasure assisting you with your purchase at Prosperity Home Mortgage.
Derek and Lori are always available to answer questions. Communication regarding the process is thorough and timely .
Reply from Derek F. Alverson
July 27th, 2026 01:58 PM
Courtney, I'm pleased to know that you found Lori and me available and helpful throughout the process. Thank you for trusting us with your purchase at Prosperity Home Mortgage.
Derek is the best. Good communication with clients and me.
Reply from Derek F. Alverson
July 24th, 2026 07:35 PM
Pam, I appreciate your kind words about my communication. I'm grateful for the opportunity to assist you with your purchase at Prosperity Home Mortgage.
Excellent Communication
Reply from Derek F. Alverson
July 20th, 2026 01:04 PM
Jason, I'm glad to hear that you appreciated the communication. Thank you for choosing me to assist with your purchase at Prosperity Home Mortgage.
Derek and Lori
Reply from Derek F. Alverson
July 3rd, 2026 02:43 PM
Tim, I'm happy to hear that you had a positive experience with both Lori and me. Thank you for choosing us to assist with your purchase at Prosperity Home Mortgage.
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About
Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 244650
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
