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©2024 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
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5.0
API
R
Rachel W
North Chesterfield, VA
Posted on March 1st, 2024 02:26 PM
The whole team was well organized and ensured we stayed on top of everything each step of the way. Derek made himself available for all of our questions and provided excellent guidance. Working with PHM, we felt supported as first time homebuyers...
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5.0
API
N
Nicholas L
North Chesterfield, VA
Posted on February 28th, 2024 01:33 AM
We never would have imagined the loan process could be this easy!
5.0
API
M
Malcolm C
Richmond, VA
Posted on February 27th, 2024 01:09 PM
Derek came up with a plan on my refinance that no other company wanted to put together and showed me the benefit and explained that it would be beneficial to me to refinance again at a later date to lower my monthly expenses even more.
5.0
API
J
Joanne W
Richmond, VA
Posted on February 22nd, 2024 03:18 PM
Derek was very knowledgeable. He and his team were very responsive when I needed quick action. Very good experience. And they are professional and very pleasant to work with.
5.0
API
R
Rachel H
Richmond, VA
Posted on February 8th, 2024 02:06 PM
Derek was super knowledgeable, prompt, personable, and easy to work with. The process of coordinating between him and our realtor (Jane Gill) was seamless. I would highly recommend Derek to any friends/family looking to purchase real estate...
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5.0
API
K
Kevin H
Richmond, VA
Posted on February 8th, 2024 02:03 PM
Very fast, low drama closing despite a couple of requests for tweaks on my part that could've been sticky
5.0
API
E
Eddie S
Richmond, VA
Posted on January 29th, 2024 08:33 PM
Everything went extremely smoothly. There were no hitches or surprises throughout the process. And even though we were dealing with a less than 30 days closing date from the time of contract ratification, we still had the clear to close from...
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4.5
API
M
Michelle H
Richmond, VA
Posted on January 25th, 2024 02:17 PM
As first time homebuyers, we had a lot of questions. Derek was very patient with us and did a great job talking us through the things we didn't fully understand.
5.0
API
C
Caitlin K
Mechanicsville, VA
Posted on January 10th, 2024 02:27 PM
We had a wonderful experience with Derek and the whole Prosperity team!
5.0
API
K
Kathie M
Ashland, VA
Posted on December 29th, 2023 08:35 AM
Derek is a great communicator and gives quick response to questions and info that is needed Clients like that he is able to offer clear and concise explanations to various options

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