Derek F. Alverson at Prosperity Home Mortgage - Richmond's Cover Image
Derek F. Alverson at Prosperity Home Mortgage - Richmond - Sr. Mortgage Consultant | NMLS# 244650 in Richmond, VA
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Derek F. Alverson at Prosperity Home Mortgage...

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Sr. Mortgage Consultant | NMLS# 244650

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Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Ho... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
94%
4 Star
5%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
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    Madison C
    Glen Allen, VA
    Posted on August 19th, 2025 10:58 PM
    Derek and Lori were great, they gave helpful advice and were readily available when needed
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    Asha R K
    Posted on August 15th, 2025 01:21 PM
    Simply the best. I don't know what else to say. I wouldn't use anyone else.
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    Asha K
    Richmond, VA
    Posted on August 15th, 2025 01:20 PM
    There really is no comparison to other mortgage banker experiences we've had. I've purchased 4 homes and refinanced several times and no one was as good as Derek Alverson. He is exceptional.
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    Irene S
    Chesterfield, VA
    Posted on August 13th, 2025 01:40 PM
    I was the listing agent. It was nice to have emails with updated status of buyers loan during the process.
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    Benson H
    Henrico, VA
    Posted on August 12th, 2025 03:46 PM
    Derek is the man. Very helpful and responsive. 10/10 would reccomend
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    Lauren H
    Posted on July 21st, 2025 01:12 PM
    Derek F. Alverson at Prosperity Home Mortgage - Richmond has received a review with 5 star rating from Lauren H
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    Lauren H
    North Chesterfield, VA
    Posted on July 21st, 2025 01:11 PM
    Very easy, smooth process. Derek was always available and clear about what next steps would be!
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    Christy C
    Glen Allen, VA
    Posted on July 16th, 2025 11:24 PM
    Derek is always very responsive, communicative and knowledgeable. We refer him to all of our buyers because we know he will get the job done and take great care of them .
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    Christian D
    Posted on July 16th, 2025 09:47 PM
    Easy as can be to work with them - highly organized and professional and made the whole process a breeze.
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    Christian D
    Richmond, VA
    Posted on July 15th, 2025 09:35 PM
    Everything went quick and easy.
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    About
    Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Residential Loans
    Jumbo Loans
    FHA Loans
    VA Loans
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    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS 244650
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.