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Derek F. Alverson at Prosperity Home Mortgage...
Sr. Mortgage Consultant | NMLS# 244650
Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Ho... Show More
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9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Derek F. Alverson at Prosperity Home Mortgage - Richmond has received a review with 5 star rating from Daisy P
Derek and staff were super communicative and ensured I had the best deal for my purchase. 10/10 experience
Derek was an absolute pleasure to work with! He was highly responsive; even on weekends and evenings! Derek also shared a lot of knowledge with me, so that I could make informed decisions. It was very comforting to know Derek was on my side...
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Underwriters drove me crazy not Derek's fault
Derek was able to push many things through to get them done for my buyers, and went the extra mile in handling some things for them, since they are from out of town. Thank you Derek!
Everything about Derek and Lori . His knowledge , client facing communications and communications with me he takes excellent care ogmf jy clients and my business
Purchasing a new home is stressful! Derek and his team made things very manageable for me. The ease of uploading documents on the portal, follow up emails, availability and expediency to guide/help when I had questions. This was my third home...
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Derek F. Alverson at Prosperity Home Mortgage - Richmond has received a review with 5 star rating from Sarah L
Derek was fabulous
Derek F. Alverson at Prosperity Home Mortgage - Richmond has received a review with 5 star rating from M444
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About
Derek F. Alverson is a Sr. Mortgage Consultant | NMLS# 244650 for Prosperity Home Mortgage in the Richmond area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 244650
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
