

Derek Harman of The Harman Team- Mortgage on ...
Senior Mortgage Advisor
Vellum Mortgage - Rockville,MD+1

Salisbury University
Hello, I was born and raised in Petersburg West Virginia and moved to Delaware when I was 14. I graduated college from Salisbury University where I played baseball with a Major in Mass media communications and a minor in psychology. I mov... Show More
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24 hours
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24 hours(Open now)
Sun
24 hours
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Reviews from Web
My wife and I were first time home buyers and Derek helped us get the right loan and secured a good rate. Derek was very responsive even answering some of our questions during his vacation. He made everything easy, we highly recommend him.
Derek has been a great lender to work with. I initially contacted him over a year ago and went through the process, but decided it wasn't the right time financially for me to purchase a home. Derek was understanding and wasn't bothered by the...
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Derek has been a great lender to work with. I initially contacted him over a year ago and went through the process, but decided it wasn't the right time financially for me to purchase a home. Derek was understanding and wasn't bothered by the...
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Derek worked hard to get us the loan that best suited us. He made the process easy by walking me through each step. He was always available if I had any questions, even while on vacation! Derek is clear, concise and effective.
Mr. HARMAN was very personable and professional. He made sure we understood all paperwork and was always available by text or phone. He made the loan process go smoothly.
From initial inquire to closing, Derek and his team ensured a smooth transaction. Their online tools for document gathering and quick responses to my million questions allowed for an efficient turn around. They saved my husband and I nearly...
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My husband and I spent years looking at buying a house but were always nervous about the financial part and never thought we were quite in the right place. We were fortunate enough to get in contact with Derek who effortlessly guided us through...
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Working with Derek was a great and easy experience. When we were first getting started, he came over to our apartment to meet us in person, chat about the process, and go over information with us. He was so responsive and so patient! It took...
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Derek was awesome - he helped us purchase our first home and helped make it a very positive experience. He’s very reliable and responsive, gave good advice, and was very friendly. I’d easily recommend he and his staff to any family member.
Derek and team was very professional, efficient and pleasant in qualifying and processing our recent mortgage. It was a pleasure to work with them. Recommend highly!
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About
Hello, I was born and raised in Petersburg West Virginia and moved to Delaware when I was 14. I graduated college from Salisbury University where I played baseball with a Major in Mass media communications and a minor in psychology. I moved to the DC region after college in 2002. I have lived in VA, DC and now Maryland where I reside with my wife and 2 girls. I am very familiar with each of these locations and I enjoy them all for different reasons. I have spent the majority of my professional career in the finance and mortgage industry. I love this business and I love working for Mortgage on a Mission/Vellum Mortgage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
FHA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
First Time Homebuyer
USDA Loan
HELOC
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Education
- Salisbury UniversityBachelor of Arts (BA)Aug 2000 -Nov 2002

Positions
- Vellum Mortgage, Inc. - Mortgage Loan OriginatorJan 18th, 2023 - Current
Memberships
- GCARR
- National Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Eastern Standard Time (EST)
Licenses
- Maryland, Virginia, Washington DC, West Virginia, Delaware, South Carolina, North Carolina
Hobbies
- Hunting
- Golfing
- Skiing
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Disclaimer
Refinancing your loan may increase the total finance charges over the life of the loan.