

Derek Harman of The Harman Team- Mortgage on ...
Senior Mortgage Advisor
Vellum Mortgage - Rockville,MD+1

Salisbury University
Hello, I was born and raised in Petersburg West Virginia and moved to Delaware when I was 14. I graduated college from Salisbury University where I played baseball with a Major in Mass media communications and a minor in psychology. I mov... Show More
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24 hours
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24 hours(Open now)
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24 hours
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Reviews from Web
Both Derek and Christa were a pleasure to work with and they made our refinance smooth. We closed last week and couldn't be happier with the service, thought, and communication throughout.
The Apex Team was very knowledgable about the shifting market, and the perhaps unique requirements that these times have led to. They were pleasant, optimistic, and very clear in their communications. They made the process easy!
Worked with Derek and Christa to refinance and take advantage of low interest rates. The entire process went smoothly. They fully explained options available and communication was excellent. I would very highly recommend.
Derek,
Made the loan simple and easy
Friendly, informative, and quick to respond.
Derek and his team are extremely efficient, and also very kind and nice when I ran into a major snag with my first refinance. That's right, I came back again this year and got a better rate and the refinance process was smooth and quick!
Excellent advice, communication, and service throughout the entire process.
I had the pleasure of knowing Derek for a few years and in that time I have referred him to multiple friend and family. Everyone has ranted and raved about him. Last month I refinanced and got to experience first hand how great he is to work...
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I felt that the team was very responsive and helpful the entire way through the process. They explained everything and we felt great about our decision!
Transparent and easy process. Felt supported and guided throughout the entire process. Derek was available when I called or emailed.
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About
Hello, I was born and raised in Petersburg West Virginia and moved to Delaware when I was 14. I graduated college from Salisbury University where I played baseball with a Major in Mass media communications and a minor in psychology. I moved to the DC region after college in 2002. I have lived in VA, DC and now Maryland where I reside with my wife and 2 girls. I am very familiar with each of these locations and I enjoy them all for different reasons. I have spent the majority of my professional career in the finance and mortgage industry. I love this business and I love working for Mortgage on a Mission/Vellum Mortgage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
FHA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
First Time Homebuyer
USDA Loan
HELOC
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Education
- Salisbury UniversityBachelor of Arts (BA)Aug 2000 -Nov 2002

Positions
- Vellum Mortgage, Inc. - Mortgage Loan OriginatorJan 18th, 2023 - Current
Memberships
- GCARR
- National Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Eastern Standard Time (EST)
Licenses
- Maryland, Virginia, Washington DC, West Virginia, Delaware, South Carolina, North Carolina
Hobbies
- Hunting
- Golfing
- Skiing
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Disclaimer
Refinancing your loan may increase the total finance charges over the life of the loan.