

Derek Harman of The Harman Team- Mortgage on ...
Senior Mortgage Advisor
Vellum Mortgage - Rockville,MD+1

Salisbury University
Hello, I was born and raised in Petersburg West Virginia and moved to Delaware when I was 14. I graduated college from Salisbury University where I played baseball with a Major in Mass media communications and a minor in psychology. I mov... Show More
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Business Hours
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24 hours(Open now)
Sat
24 hours
Sun
24 hours
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Reviews from Web
Derek and Christa arranged a refinance on our mortgage. The process was faster than I expected, the rate was good, the charges were reasonable, and they responded quickly when I had questions. I asked around before committing to this team,...
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It was a very smooth process start to finish. It was sometimes difficult having never met the team in person and only virtually, however Derek and his team did a great job ensuring the process was smooth and efficient.
Transparency, quick feedback and patience to explain the process
The team made the process very efficient for us and was very timely with reminders and information.
The level of friendly, professional, quick, concise communication was astonishing!
Derek and his team responded to every question I had. They where with me every step of the way. They were courteous, kind, and extremely professional. I would not hesitate to recommend them at all.
Derek and his team were fantastic from start to finish. Being a first-time home buyer, I was very nervous and did not have much knowledge about the process. Derek was very personable, taught me a lot about the finances and looked out for my...
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Derek and his colleague Christa were awesome to work with and made the entire process so smooth. As a first time homebuyer, I really appreciate how they went above and beyond to answer all of my questions (including a call on Christmas Eve!)....
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Derek and his team were fantastic from start to finish. Being a first-time home buyer, I was very nervous and did not have much knowledge about the process. Derek was very personable, taught me a lot about the finances and looked out for my...
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About
Hello, I was born and raised in Petersburg West Virginia and moved to Delaware when I was 14. I graduated college from Salisbury University where I played baseball with a Major in Mass media communications and a minor in psychology. I moved to the DC region after college in 2002. I have lived in VA, DC and now Maryland where I reside with my wife and 2 girls. I am very familiar with each of these locations and I enjoy them all for different reasons. I have spent the majority of my professional career in the finance and mortgage industry. I love this business and I love working for Mortgage on a Mission/Vellum Mortgage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
FHA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
First Time Homebuyer
USDA Loan
HELOC
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Education
- Salisbury UniversityBachelor of Arts (BA)Aug 2000 -Nov 2002

Positions
- Vellum Mortgage, Inc. - Mortgage Loan OriginatorJan 18th, 2023 - Current
Memberships
- GCARR
- National Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Eastern Standard Time (EST)
Licenses
- Maryland, Virginia, Washington DC, West Virginia, Delaware, South Carolina, North Carolina
Hobbies
- Hunting
- Golfing
- Skiing
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Disclaimer
Refinancing your loan may increase the total finance charges over the life of the loan.