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Dave Cook | Denver Mortgage Lounge | A Divisi...
Branch Manager / Loan Officer


Empire State University
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions an... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5:30 PM
Thu
8 AM to 5:30 PM
Fri
8 AM to 5:30 PM
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Reviews from Web
We refinanced our Mortgage with Dave a year ago. We were so pleased that we ask him to work with us again on a second mortgage for an investment property we just acquired. Dave and his team were very helpful answering all the questions we had...
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Reply from Dave Cook
February 22nd, 2021 03:51 PM
Thanks Angie! We appreciate you and Salvador!!
We refinanced our Mortgage with Dave a year ago. We were so pleased that we ask him to work with us again on a second mortgage for an investment property we just acquired. Dave and his team were very helpful answering all the questions we had...
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Reply from Owner
February 22nd, 2021 03:53 PM
Thanks Salvador! It was a pleasure working with you and Angie!
Dave Cook and team were great. As a first time homebuyer it's hard to know what you don't know, but they were very helpful throughout the purchase process and even post purchase.
Reply from Owner
February 16th, 2021 10:46 PM
Thanks for giving us this feedback Brad! I appreciate it!
Even though Dave didn't turn out to be my lender, I had such a good experience with him and his team that I was more than happy to leave a 5 star review. As a first-time home buyer, I had plenty of questions and found that Dave and his team...
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Reply from Owner
February 10th, 2021 06:13 PM
Thanks Tyler!!
We have had the pleasure of working with Dave and his team for three different financing deals. We were delighted each time by the professionalism and competitive rates they brought to the table. Thanks Dave!
Reply from Denver Mortgage Lounge A Division o...
February 10th, 2021 03:58 AM
Thanks for the kind words Van. It's always a pleasure serving you and Stacy!
My wife and I were first time home buyers in the Denver metro area. We are transplants from the east coast who relocated to Denver. Dave helped us through the mortgage process from start to finish. He explained everything (including the numbers)...
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Reply from Owner
February 2nd, 2021 01:34 AM
Thanks Steven! I appreciate the feedback very much! It was great working with you guys.
So happy I went with Dave and his team—Jonathan, Alyssa, Sandy and Molly. I’m a first time buyer and they took care of everything. Without the thoroughness of their team I may have felt taken advantage of just because there are so many papers...
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Reply from Owner
February 2nd, 2021 01:34 AM
Thanks for giving me this feedback Steven! It was our pleasure!!
My partner and I worked with Dave Cook and his EXCELLENT team--Jonathan, Sandy, and Molly--to buy our first home. I enthusiastically and without reservation recommend them. We had a lot of questions--especially about how/if we would be able...
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Reply from Owner
February 22nd, 2021 03:53 PM
Thank you so much for the feedback!
I worked with Jared Hamilton and his team for a new home mortgage. Jared was able to provide me with the best 30 year fixed interest rate that no other company could beat. Jared and his team were also very nice, easy to work with, responsive,...
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Dave and his team are amazing! They work with you and always professional! I’ve used them for two of my purchases! My last house I sold took a while and I had a change in job during the process. They were amazing and helped me for over 6 months...
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About
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions and build wealth through real estate. I listen to each client's goals, explain the options in plain language and provide proactive guidance from our first conversation through closing and beyond. Based in Cherry Creek North, I serve clients throughout Denver, across Colorado and nationwide. I'm proud to be recognized as a top 1 percent mortgage originator by Scotsman Guide, but the recognition that matters most is the trust reflected in hundreds of five-star client reviews.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Bridge loans
VA loans
FHA loans
Jumbo loans
Conventional Loans
Mortgage Lending
Government Loans
Purchase Loans
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Education
- Empire State UniversityMay 1997 -Sep 2000

Positions
- Luminate Bank - Branch Manager Jan 16th, 2023 - Current
- Celebrity Home Loans - Branch ManagerAug 31st, 2021 - Dec 16th, 2022
Memberships
- Colorado Mortgage Lenders Association
- Mortgage Bankers Association
- Performance Experts Leadership 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 274175
Gallery


Awards
2013 Outstanding p...
2014 Outstanding p...
2015 Top producer ...
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Achievements
- Top 1% Mortgage Originator – Scotsman Guide
- 26 Years of Mortgage Lending Experience
- Yearly President’s Club Recipient
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Hobbies
- Smoking cigars
- Working out
- Going on walks with my family and our dog Tank & Bear
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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