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Dave Cook | Denver Mortgage Lounge | A Divisi...
Branch Manager / Loan Officer


Empire State University
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions an... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5:30 PM
Thu
8 AM to 5:30 PM
Fri
8 AM to 5:30 PM
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Reviews from Web
Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank has received a review with 5 star rating from Emily M
Reply from Owner
December 19th, 2021 08:40 PM
Thanks for the review Emily! It was great working with you and Brennan.
My man and I can't say enough good things about Dave Cook and his team, though I will share some highlights! A few years ago, when looking to buy our first home in Denver, we started the mortgage process with our bank. Their fees were pretty...
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Reply from Owner
December 19th, 2021 08:42 PM
Robbi THANK YOU!! We really appreciate you and Chris and thank you guys so much for your business with us on your purchase loan and refinance. Let us know if we can ever help.
We used Dave Cook's services to originate our home loan about 3 years ago. We loved the experience so much that when it came time to refinance, we did not even have to shop around. Dave and team are excellent to work with, make the experience...
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Reply from Owner
December 19th, 2021 08:42 PM
Thank Chris! It's always great working with you and Robbi!
Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank has received a review with 5 star rating from Katie R
Reply from Owner
December 19th, 2021 08:45 PM
Thanks Katie! It was great working with you and Brad! Let us know if you ever need anything.
Dave and his team were extremely efficient and helpful with setting up my mortgage for a home I purchased in Grand Junction. Very professional and friendly, and made the process very smooth. Would definitely recommend to someone looking to...
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Reply from Owner
December 19th, 2021 08:45 PM
Matt- We loved working with you on your Grand Junction home purchase. Thanks for trusting us and thanks for the great review!
Dave and his team are really wonderful - extremely responsive and professional. Would highly recommend.
Reply from Owner
December 19th, 2021 08:47 PM
Thanks for the great review Molly! It was such a pleasure working with you and Mat!
As first time buyers, we really had no idea what the mortgage process was going to look like. Dave Cook and team took the time to walk us through each step & made sure we didn't have any questions. They made sure we understood the different...
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Reply from Owner
December 19th, 2021 08:48 PM
Thanks Scott for the great review and for your business! We loved working with you!
Dave and his team were a pleasure to work with. They made the home buying experience much smoother than I expected!
Reply from Owner
March 18th, 2021 11:26 PM
Thanks Ping for the great feedback!
Dave and his team were a pleasure to work with. They made the home buying experience much smoother than I expected!
Reply from Owner
March 18th, 2021 11:26 PM
Thanks Ping for the great feedback!
Dave Cook and his team are incredible! The process of buying a home and refinancing are stressful, and they made the loan application seamless. They are responsive, organized, and truly care about their clients. Highly recommend Cherry Creek...
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Reply from Owner
March 16th, 2021 03:16 PM
Jenna thanks for the kind words! We always love working with you guys!
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About
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions and build wealth through real estate. I listen to each client's goals, explain the options in plain language and provide proactive guidance from our first conversation through closing and beyond. Based in Cherry Creek North, I serve clients throughout Denver, across Colorado and nationwide. I'm proud to be recognized as a top 1 percent mortgage originator by Scotsman Guide, but the recognition that matters most is the trust reflected in hundreds of five-star client reviews.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Bridge loans
VA loans
FHA loans
Jumbo loans
Conventional Loans
Mortgage Lending
Government Loans
Purchase Loans
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Education
- Empire State UniversityMay 1997 -Sep 2000

Positions
- Luminate Bank - Branch Manager Jan 16th, 2023 - Current
- Celebrity Home Loans - Branch ManagerAug 31st, 2021 - Dec 16th, 2022
Memberships
- Colorado Mortgage Lenders Association
- Mortgage Bankers Association
- Performance Experts Leadership 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 274175
Gallery


Awards
2013 Outstanding p...
2014 Outstanding p...
2015 Top producer ...
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Achievements
- Top 1% Mortgage Originator – Scotsman Guide
- 26 Years of Mortgage Lending Experience
- Yearly President’s Club Recipient
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Hobbies
- Smoking cigars
- Working out
- Going on walks with my family and our dog Tank & Bear
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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