Denise Hosek
Senior Loan Officer | NMLS #568715
I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed o... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Denise was on top of it all the way to the end. She made sure we knew what was going on and where is was going from there. Couldn't have asked for an easier experience!
Reply from Denise Hosek
September 16th, 2025 12:29 PM
It's great to hear that the process felt easy and well-managed throughout. Keeping you informed at every stage is important to me, and I'm glad it contributed to your positive experience. If there's anything else you need in the future, please...
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Denise was very helpful and guided me every step of the way. As a first time home buyer, i only heard how stressful it would be. I had an amazing experience and it went smoothly.
Reply from Denise Hosek
August 21st, 2025 06:47 PM
I'm really pleased to hear that your first-time home buying experience was smooth and positive, Lisa. Guiding you every step of the way and making the process easier is something I strive for with all my clients. It's incredibly rewarding to...
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Denise has a great depth of knowledge and was able to explain everything involved in the process thoroughly. The ability to everything through the online portal made for a stress free experience.
Reply from Denise Hosek
August 4th, 2025 04:01 PM
I'm really glad to hear that you had a stress-free experience and found the online portal useful, John. Being able to explain everything clearly and ensure you understood the process is always my goal. Your feedback about my knowledge is greatly...
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I wanted to take a moment to share my recent experience with your company. To be honest, I’ve never heard anyone describe their refinancing process as pleasant—but ours truly was. From start to finish, it was a seamless process, completely...
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Reply from Denise Hosek
August 2nd, 2025 01:26 PM
I'm so happy to hear that your refinancing process went smoothly and was a pleasant experience for you. It's wonderful to know that I could help make things easier by answering your questions and guiding you through each step. Your kind words...
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Always reachable when I had questions. Always very pleasant and replied to all my concerns. Will definitely recommend to friends fanily acquaintances
Reply from Denise Hosek
July 31st, 2025 12:12 PM
I'm pleased to know that I could be there for you whenever you had questions, Jeannine. It's important to me that all your concerns were addressed and that you had a pleasant experience. Your recommendation means a lot, and I'm grateful for...
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Denise, went above and beyond and worked diligently to walk us through ,what turned out to be a complicated loan process. She kept me going and never gave up until I was happy and comfortable with everything. She was very professional and accommodating....
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Reply from Denise Hosek
July 15th, 2025 12:12 PM
I'm truly honored by your kind words, Deborah. It's incredibly rewarding to know that I could support you through what was a complex loan process. Ensuring you felt comfortable and informed every step of the way was always my priority. I appreciate...
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When I started this process of saving money for a down payment years ago, I wasn't even totally sure it was going to be possible for me as a self employed, full-time musician here in Austin to get a mortgage. The minute I started talking with...
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Reply from Denise Hosek
June 29th, 2025 06:54 PM
I'm thrilled to hear that your dream of homeownership became a reality. It was a pleasure to assist you through the process, and I'm glad we could navigate the challenges together. Thank you for your kind words and recommendation.
Denise was very helpful and hard working throughout the process of our home. she made everything so much easier .
Reply from Denise Hosek
June 20th, 2025 03:31 PM
I'm delighted to hear that the process of your home was made easier for you. It was a pleasure assisting you, and I'm grateful for your kind words. If you have any further questions or need assistance in the future, please feel free to reach...
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Denise is very personable and know the indistry and really cares about you when she works on the mortgage for you.
Reply from Denise Hosek
June 13th, 2025 12:57 PM
Thank you, Brian, for your kind words. I'm glad to hear that you felt cared for during the mortgage process. It was a pleasure working with you, and I appreciate your recognition of my efforts and industry knowledge. If you need any further...
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Denise was so patient and helped us in every step of the way!
Reply from Denise Hosek
June 9th, 2025 02:13 PM
I'm thrilled to hear that you found my assistance helpful throughout the process. It was a pleasure working with you, and I appreciate your kind words. If you need any further assistance, please feel free to reach out.
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About
I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed or seasoned investors looking to expand their portfolios, I tailor my approach to meet their needs. I leverage my extensive knowledge of the mortgage industry and markets to provide clear, concise information, demystifying the loan process and empowering clients to make informed decisions.
Seeing my clients achieve their dream of homeownership is the most rewarding aspect of my work, and it’s what drives me to maintain my 5-star reputation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Buy Before You Sell programs
Renovation loans
Conventional, VA, FHA, USDA loans
Jumbo loans
Creative financing for Self-Employed Buyers and Investors
Refinances & Cash Out loans
Debt Consolidation
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Positions
- HMA - Branch ManagerDec 1st, 2023 - Current
Memberships
- Certified Mortgage Advisors
- Veteran Mortgage Advisors
- Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #568715
- Texas
Achievements
- Certified Mortgage Advisor, 2021
- Certified Veteran Advisor, 2023
Hobbies
- Kayaking
- Cooking
- Dancing to live music
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity