Denise Hosek
Senior Loan Officer | NMLS #568715
I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed o... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
I always love working with Denise she goes out of her way to get my clients qualified and we have seamless transactions
Reply from Denise Hosek
December 5th, 2025 02:21 PM
Thank you for sharing your experience, Tamera. It's important to me that transactions are smooth and your clients receive the attention they need. If there's ever anything more I can do to assist, please let me know.
Denise was great to work with
Reply from Denise Hosek
December 3rd, 2025 03:17 PM
I'm grateful for your feedback, Sean. It's rewarding to know you found working with me a positive experience. If you ever need assistance down the line, please don't hesitate to reach out.
Denise was there watching out for me every step of the way. She answered every question in a timely manner. It was such a great experienc.
Reply from Denise Hosek
December 1st, 2025 03:35 PM
I'm glad to hear that you had a positive experience. Being there for you throughout the process and answering your questions promptly are priorities I take seriously. If you ever have more questions or need assistance in the future, feel free...
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Denise took the time to explain everything and was an awesome help through the process.
Reply from Denise Hosek
December 1st, 2025 06:27 PM
I appreciate your kind words, Nikolaus. I'm glad I could assist you and provide clarity throughout the process. If you have any more questions or need anything in the future, please don't hesitate to get in touch.
Denise was incredible to work with. She supported us through all the ups and downs of the process and always went the extra mile to make sure we were getting the best options available. Her communication, patience, and dedication made everything...
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Reply from Denise Hosek
November 26th, 2025 06:10 PM
I'm so pleased to know that my efforts had a positive impact on your experience, Tori. Navigating the process can definitely bring its challenges, and I'm glad to have been able to support you through it all with effective communication and...
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one got a little bit hairy. The buyers failed to meet some expectations, but nonetheless Denise got it done, at a rate better than anybody else can do!
Reply from Denise Hosek
November 25th, 2025 02:32 PM
Your feedback is much appreciated, David. It's key to me to find the best possible solutions for clients, even when challenges arise. I'm pleased that we were able to secure a favorable rate in the end. If there's anything more I can do for...
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It was great at the beginning but at the end of the process there were several setbacks and lack of communication.
Denise is incredibly thorough, patient with all host of questions, and genuinely interested in the best outcome for me. It's great to work with someone you can trust on such a significant transaction .
Reply from Denise Hosek
October 27th, 2025 01:53 PM
I appreciate your thoughtful feedback, Ruben. It's very important to me that clients feel comfortable and confident, especially when navigating important transactions like this. I'm glad you felt supported and trusted during the process. If...
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I was very pleased with the communication that was given throughout the process.
Reply from Denise Hosek
September 24th, 2025 02:43 PM
I'm glad to hear that the communication met your expectations, Carol. Keeping clients informed is a priority for me, and I'm happy it contributed positively to your experience. If there's anything else I can assist you with, please feel free...
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Denise was hands-down the best mortgage officer we have used in purchases and refinances. We couldn't recommend her enough. Her experience and ability to explain the complicated intracisies of the mortgage industry and the current market was...
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Reply from Denise Hosek
September 16th, 2025 01:02 PM
I appreciate your kind words, Anthony. Knowing that you found my explanations and expertise valuable in navigating the mortgage process means a lot to me. It's important to me that clients feel confident in their decisions, and I'm glad I could...
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About
I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed or seasoned investors looking to expand their portfolios, I tailor my approach to meet their needs. I leverage my extensive knowledge of the mortgage industry and markets to provide clear, concise information, demystifying the loan process and empowering clients to make informed decisions.
Seeing my clients achieve their dream of homeownership is the most rewarding aspect of my work, and it’s what drives me to maintain my 5-star reputation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Buy Before You Sell programs
Renovation loans
Conventional, VA, FHA, USDA loans
Jumbo loans
Creative financing for Self-Employed Buyers and Investors
Refinances & Cash Out loans
Debt Consolidation
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Positions
- HMA - Branch ManagerDec 1st, 2023 - Current
Memberships
- Certified Mortgage Advisors
- Veteran Mortgage Advisors
- Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #568715
- Texas
Achievements
- Certified Mortgage Advisor, 2021
- Certified Veteran Advisor, 2023
Hobbies
- Kayaking
- Cooking
- Dancing to live music
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity