Denise Hosek
Senior Loan Officer | NMLS #568715
I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed o... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Denise gave us the safety, confidence, and context we needed to make sensible choices for our refinancing situation.After our experience with a large lending institution's representative who could not hide his eagerness to prey on our inexpertise,...
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Denise is a super professional. We’ve worked with her before, and she is the best. I always recommend her to friends and family. We were out of state during our closing, and the process was seamless.
there were no surprises
This isn't our first time working with Denise. She gets things done and makes the process as easy as possible. Highly recommend working with Denise.
Very professional did not talk over our heads went out of her way to help us get stuff finished go through our closing date on time and she's a really nice person and so is her team
Denise was amazing throughout this entire, scary experience. She always made time to walk us through our options and made sure we felt comfortable with our decisions
Denise was friendly and competent, guiding us with confidence every step of the way. She was there to answer all questions and was diligent with getting our paperwork to sellers promptly. She’s the best!
Denise was a great help throughout the entire home buying process. She provided quick pre-approvals when submitting offers, and worked extra hard on a super quick close (just over 2 weeks)!
Denise took time to explain things and provide insight into a market we are unfamiliar with. She was always available when we had questions and was responsive to our requests.
Denise 100% had our best interest at heart. We shopped around for mortgage companies with the best rates and Denise was the only one that helped us really understand and explained the process and numbers in a easy and digestible way. She even...
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About
I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed or seasoned investors looking to expand their portfolios, I tailor my approach to meet their needs. I leverage my extensive knowledge of the mortgage industry and markets to provide clear, concise information, demystifying the loan process and empowering clients to make informed decisions.
Seeing my clients achieve their dream of homeownership is the most rewarding aspect of my work, and it’s what drives me to maintain my 5-star reputation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Buy Before You Sell programs
Renovation loans
Conventional, VA, FHA, USDA loans
Jumbo loans
Creative financing for Self-Employed Buyers and Investors
Refinances & Cash Out loans
Debt Consolidation
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Positions
- HMA - Branch ManagerDec 1st, 2023 - Current
Memberships
- Certified Mortgage Advisors
- Veteran Mortgage Advisors
- Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #568715
- Texas
Achievements
- Certified Mortgage Advisor, 2021
- Certified Veteran Advisor, 2023
Hobbies
- Kayaking
- Cooking
- Dancing to live music
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity