Denise Hosek
Senior Loan Officer | NMLS #568715
I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed o... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Denise communicated clearly and quickly responded to any questions or concerns we had. Her kindness and professionalism put us at ease. We had a wonderful experience!
Denise provided an excellent experience for our refinance. She was highly knowledgeable and professional. Any question we had she was able to answer thoughtfully and responsively. I would highly recommend Denise to anyone.
Denise always goes above and beyond for me. She's wonderful to talk to and I trust her.
Denise was excellent at responding to questions and communication.
Denise was very helpful throughout the entire process. More than once, she drafted personal letters for us to help improve our offer. After the offer was accepted, she was very helpful through all the stages of approval up to the day of closing....
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Denise went above & beyond, working outside business hours & calling the listing agent to promote me. I've never seen that degree of dedication!
We used Denise to finance the purchase of our condo and it was a great experience. Based on that we sought her help for a refi. Denise is very thorough and patiently answered our many questions. She worked extremely hard and got us a great...
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Very informative and easy to work with
Denise was always there to answer any questions I had.
Denise seriously knows her business, and goes the extra mile. She helped me get a loan despite some pretty unique sources of income, and worked with underwriters to sell them on my eligibility. After getting me an already good interest rate,...
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About
I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed or seasoned investors looking to expand their portfolios, I tailor my approach to meet their needs. I leverage my extensive knowledge of the mortgage industry and markets to provide clear, concise information, demystifying the loan process and empowering clients to make informed decisions.
Seeing my clients achieve their dream of homeownership is the most rewarding aspect of my work, and it’s what drives me to maintain my 5-star reputation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Buy Before You Sell programs
Renovation loans
Conventional, VA, FHA, USDA loans
Jumbo loans
Creative financing for Self-Employed Buyers and Investors
Refinances & Cash Out loans
Debt Consolidation
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Positions
- HMA - Branch ManagerDec 1st, 2023 - Current
Memberships
- Certified Mortgage Advisors
- Veteran Mortgage Advisors
- Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #568715
- Texas
Achievements
- Certified Mortgage Advisor, 2021
- Certified Veteran Advisor, 2023
Hobbies
- Kayaking
- Cooking
- Dancing to live music
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity