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Denise Hosek - Senior Loan Officer | NMLS #568715 in Katy, TX

Denise Hosek

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Senior Loan Officer | NMLS #568715

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I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed o... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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Range
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    J
    Julie A
    Austin, TX
    Posted on March 9th, 2021 10:27 PM
    Another wonderful experience with you Denise! It was quick and easy, we closed in less than a month with zero issues and that's pretty impressive in our busy market!. This most recent transaction was for my own home, but I'm also a Realtor...
    read more
  • Encompass
    K
    Kevin M
    Buda, TX
    Posted on March 6th, 2021 02:54 PM
    Working with Denise was a great experience. She helped explain the process of refinancing and kept in touch regularly throughout the process. Denise also went the extra mile to help save me money & time by overcoming a few obstacles with my...
    read more
  • Encompass
    S
    Santanu R
    Austin, TX
    Posted on February 28th, 2021 04:31 PM
    Very prompt, direct, and friendly communication.
  • Encompass
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    Nisha P
    Austin, TX
    Posted on February 28th, 2021 03:03 PM
    Communication and thoroughness.
  • Encompass
    J
    Janice W
    Austin, TX
    Posted on February 16th, 2021 05:22 PM
    This refinance was so easy! Previously I've had to call and prod and get frustrated. Denise Hosek and Shirla Misiak kept the communication open and made it fast and simple. Denise knew my goals for refinancing and helped me pick exactly what...
    read more
  • Encompass
    A
    Audrey W
    Kerrville, TX
    Posted on January 21st, 2021 03:04 PM
    Denise was great during the entire process of closing on our home! She was informative, always available for questions, and she helped lock us into a great rate. We love working with Denise and would refer her services to anyone!
  • Encompass
    J
    Jason B
    Pflugerville, TX
    Posted on January 13th, 2021 03:35 PM
    Denise is as sweet as can be and was great to speak with. I represented the sellers, and her buyer (and agent) failed to communicate some changes to her situation that affected our closing, causing unnecessary delays. Denise communicated the...
    read more
  • Encompass
    D
    Denise M
    Austin, TX
    Posted on January 12th, 2021 09:06 PM
    Denise went above and beyond in attention to detail, communication and expectations. There was a hiccup beyond her control which threatened my client's closing on time and she managed to wrangle and fix it with time to spare. I highly recommend...
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  • Encompass
    C
    Claire C
    Austin, TX
    Posted on January 9th, 2021 08:19 PM
    I was a first-time home buyer and really relied on Denise's guidance. She was always very quick to respond any time I had questions or needed her help when placing bids on homes. I was always surprised by how quickly and efficiently she was...
    read more
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    M
    Maria B
    Austin, TX
    Posted on January 2nd, 2021 04:21 PM
    It was such a relief to have thoughtful advice and frequent communication through out the complicated process!
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    About
    I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed or seasoned investors looking to expand their portfolios, I tailor my approach to meet their needs. I leverage my extensive knowledge of the mortgage industry and markets to provide clear, concise information, demystifying the loan process and empowering clients to make informed decisions. Seeing my clients achieve their dream of homeownership is the most rewarding aspect of my work, and it’s what drives me to maintain my 5-star reputation.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Buy Before You Sell programs
    Renovation loans
    Conventional, VA, FHA, USDA loans
    Jumbo loans
    Creative financing for Self-Employed Buyers and Investors
    Refinances & Cash Out loans
    Debt Consolidation
    What is the Search Rank Score®?
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    Positions
    • HMA - Branch Manager
      Dec 1st, 2023 - Current
    Memberships
    • Certified Mortgage Advisors
    • Veteran Mortgage Advisors
    • Mortgage Bankers Association
    Addresses and Serving Areas

    Year Started

    2010

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS #568715
    • Texas
    Achievements
    • Certified Mortgage Advisor, 2021
    • Certified Veteran Advisor, 2023
    Hobbies
    • Kayaking
    • Cooking
    • Dancing to live music
    • View All
    Disclaimer
    © 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity