Denise Hosek
Senior Loan Officer | NMLS #568715
I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed o... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Working with Denise and her team felt like working with a friend. She and her team kept me updated throughout the process. I really appreciate their careful attention to detail!
Denise is awesome! Her experience was evident throughout the entire transaction. My clients were self-employed and had not purchased a home for quite some time. This was an extremely complicated file. Very few loan officers would have had the...
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Fast responses to any inquiries that we had. Helpful in all steps of the refinancing process. Helped us understand the different options we had.
This was my first home so I reached out to 5 different lenders before choosing Denise, as I was a bit apprehensive. She took the time educate my fiance and I when we wanted to know more. She was always very prompt in her responses and provided...
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Denise and her team were in contact with us every step of the way. They were wonderful to assist us in understanding any issues that arose. It had been years since we purchased a new home and things have definitely changed, but with Denise...
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Response was very timely and availability was exceptional even after hours and on weekends.
Denise did a great job and was patient and helpful throughout the process.
Denise was patient and answered all of my questions and encouraged me to stick w/ the process when I had doubts & I’m glad I did. She knowledgeable and trustworthy.
Denise is always such a pleasure to work with and makes an often painful experience certainly less painful! We have worked with her in the past and based on her excellent service and commitment to her clients, we will follow her wherever she...
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Denise and Shirla were fantastic through the whole refinancing process.Any questions were answered right away and she really knows her stuff!Thanks to Denise there were no surprises, and we locked in a great rate just in time.Would definitely...
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About
I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed or seasoned investors looking to expand their portfolios, I tailor my approach to meet their needs. I leverage my extensive knowledge of the mortgage industry and markets to provide clear, concise information, demystifying the loan process and empowering clients to make informed decisions.
Seeing my clients achieve their dream of homeownership is the most rewarding aspect of my work, and it’s what drives me to maintain my 5-star reputation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Buy Before You Sell programs
Renovation loans
Conventional, VA, FHA, USDA loans
Jumbo loans
Creative financing for Self-Employed Buyers and Investors
Refinances & Cash Out loans
Debt Consolidation
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Positions
- HMA - Branch ManagerDec 1st, 2023 - Current
Memberships
- Certified Mortgage Advisors
- Veteran Mortgage Advisors
- Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #568715
- Texas
Achievements
- Certified Mortgage Advisor, 2021
- Certified Veteran Advisor, 2023
Hobbies
- Kayaking
- Cooking
- Dancing to live music
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity