

Denise Abarca Home Loans
Mortgage Loan Officer | NMLS: 1634455
Barrett Financial Group, Inc - Gilbert,AZ

With over 10 years of experience, I am passionate about helping families achieve their dream of homeownership. Specializing in guiding first-time buyers and maximizing down payment assistance programs, I strive to make the home-buying proce... Show More
Location & Business Hours
Business Hours
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24 hours
Sat
24 hours
Sun
24 hours(Open now)
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Reviews from Web
Denise was amazing throughout the entire home buying process. She guided me through every step and made everything easy to understand. Anytime I had a question, she responded right away, which meant so much to me. Her kindness, patience, and...
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Reply from Owner
October 15th, 2025 01:09 AM
Thank you so much for your thoughtful words, Erika! It truly means a lot to me that you felt supported and informed throughout the process. Guiding you step by step and making things easy to understand is always my goal, and I’m so glad that...
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Denise was the best in helping us buy a home! Very helpful, very friendly, and overall just made it super easy to work with!
Reply from Owner
September 13th, 2025 08:31 PM
Thank you so much for your kind words Sonia! It was truly a pleasure helping you guys through the homebuying process. I’m so glad I could make it smooth and easy for you. Wishing you many happy memories in your new home! See you soon at the...
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Denise Abarca Home Loans has received a review with 5 star rating from Garcia’s A B
Reply from Owner
September 13th, 2025 08:31 PM
Thank you so much for the 5 stars, Jose! I truly appreciate your trust.
Denise is amazing. She made the process as smooth as possible. Took care of every question I had, kept an easy line of communication, and made sure I was informed the entire step of the way. My forever loan officer!
Reply from Denise Abarca Home Loans
October 15th, 2025 01:06 AM
Thank you so much for your kind words! It was truly a pleasure working with you again. I’m happy to hear the process felt smooth and that communication was clear every step of the way. Your trust and continued support mean a lot. I’m honored...
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Denise is amazing! From day one she made me feel like I was in good hands. She’s hardworking, honest, and straight to the point, which I really appreciated. On top of that, she truly fought for me and made sure everything worked out smooth....
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Reply from Owner
August 27th, 2025 09:36 PM
Thank you so much for your kind words, Jose! It was truly a pleasure helping you through this journey. Congratulations on your new home, and I’m grateful you trusted me to be a part of such an important milestone. Wishing you all the best in...
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Denise Abarca Home Loans has received a review with 5 star rating from Nana G
Reply from Owner
August 27th, 2025 09:37 PM
Thank you so much for the 5 stars! I truly appreciate your trust and support.
I can't say enough good things about Denise Abarca. She was incredibly informative, helpful, and patient throughout the entire refinance process. When it seemed like all doors were closed for my mom's approval, Denise found a way and guided...
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Reply from Owner
August 27th, 2025 09:38 PM
Thank you so much for your beautiful review! Helping your mom through this refinance was truly an honor, and I’m so glad we were able to find a way to make it work. I know how important this was for your family, and it means the world to me...
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Denise was so professional, nice attitude, she fight to get the best interest rate for my new home , I'm really so so lucky to deal with Denise , thank you for helping my family to have the new house with the best finance ever
Reply from Owner
August 27th, 2025 09:41 PM
Thank you so much, John, for your kind words! It was such a joy to help you and your family secure your new home with the best financing possible. I’m so happy everything came together, and I feel lucky to have been part of your homebuying...
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Denise Abarca Home Loans has received a review with 5 star rating from Georgi N
Reply from Owner
August 27th, 2025 09:43 PM
Thank you so much for the 5 stars, Georgi! Congratulations on your new home! 🏡
Denise Abarca Home Loans has received a review with 5 star rating from A G U
Reply from Owner
May 26th, 2026 12:47 AM
Thank you so much for the 5-star review! It was a pleasure working with you, Carlos!
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About
With over 10 years of experience, I am passionate about helping families achieve their dream of homeownership. Specializing in guiding first-time buyers and maximizing down payment assistance programs, I strive to make the home-buying process as smooth and transparent as possible. Whether you’re purchasing your first home, refinancing, or investing in a new property, I’m committed to meeting your financing needs with professionalism and care. Let’s work together to make your homeownership goals a reality!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
DPA
FHA
VA
Conventional
NonQM
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Positions
- NOVA Home Loans - Senior Loan OfficerJun 4th, 2018 - Jan 31st, 2024
- Barrett Financial Group LLC - Mortgage Loan OfficerFeb 1st, 2024 - Current
Memberships
- NMLS
- NAHREP
- AIME
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS: 1634455
Gallery


Achievements
- Top 1% Loan Originator
- Top 250 Loan Officer in Arizona- NAHREP
- Chairman's Club
Hobbies
- Cruises
- Travel
- Fitness
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Disclaimer
Denise Abarca | NMLS #1634455 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | AZ 0904774 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106