

Denise Abarca Home Loans
Mortgage Loan Officer | NMLS: 1634455
Barrett Financial Group, Inc - Gilbert,AZ

With over 10 years of experience, I am passionate about helping families achieve their dream of homeownership. Specializing in guiding first-time buyers and maximizing down payment assistance programs, I strive to make the home-buying proce... Show More
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24 hours
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24 hours
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24 hours
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Reviews from Web
Denise has been amazing and very supportive during the escrow process. At times when I felt scared and overwhelmed, she was able to put me at ease and walk right next to me through this process. Thank you Denise for your amazing patience and...
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Reply from Owner
September 16th, 2026 05:26 PM
Thank you so much for your kind words, Jovanna! It truly means so much to me that I was able to support you throughout this journey. It was an honor to be a part of such an important milestone and help make your dream of homeownership come...
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Denise Abarca Home Loans has received a review with 5 star rating from Gabriel C
Reply from Owner
September 16th, 2026 05:27 PM
Thank you so much for the 5-star review! I truly appreciate your support.
Denise is absolutely a gem in this business. I had some bad experiences in the past and found the Abarca team online through Google. What a God send. Throughout my loan process Denise was right next to me every step and I am so grateful to...
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Reply from Owner
September 16th, 2026 05:29 PM
Your words truly touched my heart. I’m so grateful God brought you our way and gave us the opportunity to be part of such a special journey. Thank you for trusting me every step of the way. It was truly a blessing helping you make your dream...
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Denise and team were absolutely amazing, took care of us and lead us into the right direction! So thankful for them and their splendid work!
Reply from Owner
September 2nd, 2026 01:25 PM
Thank you so much for your kind words Paola! It was truly a pleasure helping you through the process. My team and I are so grateful you trusted us to guide you in the right direction. We appreciate you and wish you and the family all the best!...
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(Translated by Google) Denice is very professional and does her job very well. When it comes to numbers, she explains everything in great detail, and when you go to sign the title deed, the figures are exactly as she told you; she doesn't come...
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Reply from Owner
August 28th, 2026 11:29 PM
¡Muchas gracias por tus palabras y por recomendarme al 100%! Me da mucho gusto saber que te sentiste acompañado y bien informado durante todo el proceso. Para mí es muy importante ser clara con los números y asegurarme de que mis clientes sepan...
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Denise Abarca is an amazing lender, when I originally made the purchase of my home I unfortunately had a different lender but Denise held my hand and walked me through my first home purchase answered every single question. When I purchase my...
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Reply from Owner
August 28th, 2026 11:28 PM
Thank you so much for the kind words! It means so much to me to know that I was able to help make your first home purchase a little less overwhelming and be there to answer all of your questions along the way. I truly appreciate your trust...
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Top-Notch Loan OfficerDenise Abarca is truly a top-notch loan officer! She is professional, knowledgeable, responsive, and genuinely cares about her clients. Denise goes above and beyond to make the loan process as smooth and stress-free as...
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Denise was amazing to work with! She made the entire home loan process smooth and easy. She was always helpful, professional, and available whenever we had questions. This is our second home purchase working with her, and we truly appreciate...
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Reply from Owner
August 28th, 2026 11:25 PM
Thank you so much for your kind words! It was truly a pleasure working with you again, and I’m so grateful you trusted me with your second home purchase. I really appreciate your continued confidence in me and your recommendation. Congratulations...
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The best lender in AZ probably other states too
Reply from Owner
August 12th, 2026 06:31 PM
Thanks, Jesse 🙌 I’m grateful for the opportunity to help you with your home financing and make the process as smooth as possible. Whether it’s Arizona or California, I’m always here to help!
Denise abarca is the best she help me and my kids with are first house and now are second one thank you so much I highly recommend her 🙂
Reply from Owner
August 11th, 2026 12:18 AM
Thank you so much, Regina! It has been such a pleasure helping you and your family not just with your first home, but now with your second one! I truly appreciate your trust and support over the years. Congratulations again ❤️
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About
With over 10 years of experience, I am passionate about helping families achieve their dream of homeownership. Specializing in guiding first-time buyers and maximizing down payment assistance programs, I strive to make the home-buying process as smooth and transparent as possible. Whether you’re purchasing your first home, refinancing, or investing in a new property, I’m committed to meeting your financing needs with professionalism and care. Let’s work together to make your homeownership goals a reality!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
DPA
FHA
VA
Conventional
NonQM
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Positions
- NOVA Home Loans - Senior Loan OfficerJun 4th, 2018 - Jan 31st, 2024
- Barrett Financial Group LLC - Mortgage Loan OfficerFeb 1st, 2024 - Current
Memberships
- NMLS
- NAHREP
- AIME
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS: 1634455
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Achievements
- Top 1% Loan Originator
- Top 250 Loan Officer in Arizona- NAHREP
- Chairman's Club
Hobbies
- Cruises
- Travel
- Fitness
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Disclaimer
Denise Abarca | NMLS #1634455 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | AZ 0904774 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106