

Denise Abarca Home Loans
Mortgage Loan Officer | NMLS: 1634455
Barrett Financial Group, Inc - Gilbert,AZ

With over 10 years of experience, I am passionate about helping families achieve their dream of homeownership. Specializing in guiding first-time buyers and maximizing down payment assistance programs, I strive to make the home-buying proce... Show More
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24 hours
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24 hours
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24 hours(Open now)
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Reviews from Web
Denise Abarca Home Loans has received a review with 5 star rating from Pedro A F
Reply from Owner
May 26th, 2026 01:17 AM
¡Muchas gracias por la reseña de 5 estrellas! Gracias por permitirme ayudarle con la compra de su nuevo hogar.
Denise was fantastic to work with on financing investment property. She was responsive, knowledgeable, and made the process simple from start to finish. Everything closed smoothly and successfully. Highly recommend.
Reply from Owner
May 26th, 2026 12:47 AM
Thank you so much for your review! It was a pleasure helping you with the financing of your investment property. I’m so glad the process felt smooth and simple from start to finish. I truly appreciate your trust and recommendation, and I look...
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Working with Denise and her team for our first home purchase was an absolute breeze! They were professional, responsive, and made the entire financing process stress-free for my husband and me. We couldn’t be happier with the service we received!...
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Reply from Owner
May 26th, 2026 12:49 AM
It was truly a pleasure helping you and Antonio with the purchase of your first home. I’m so happy we could make the financing process smooth and stress-free for you both. Congratulations again on your new home, and thank you for trusting my...
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I had an excellent experience working with Denise Abarca on the purchase of my first investment property. From start to finish, she was incredibly courteous, professional, and consistently communicative.She explained things clearly, and was...
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Reply from Owner
May 26th, 2026 12:45 AM
Thank you so much for the kind words and trust throughout the process! It was truly a pleasure helping you purchase your first investment property. I’m glad I could make the experience smooth, clear, and stress-free from start to finish. Congratulations...
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Denise is a great person to work with she's there anytime I have any questions and she's always on top of what she says she's going to do and I really appreciate her such a great person to work with
Reply from Owner
May 26th, 2026 12:46 AM
Thank you so much for your kind words, Viola! I truly appreciate the opportunity to work with you. Being available for my clients and following through every step of the way is very important to me. Thank you again for your trust, and I look...
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(Translated by Google) Excellent service, thank you very much!
(Original)
Muy buen servicio, muchas gracias!!!
Reply from Owner
January 21st, 2026 02:02 AM
¡Gracias a ti por tu comentario tan positivo! Nos alegra saber que estás satisfecho con el servicio. Felicitaciones por tu nueva casa, ¡espero que este nuevo capítulo esté lleno de momentos increíbles y nuevos comienzos!
Denise was very kind, helpful and responsive during our home buying process. She always had the answer to our questions and even helped us after we purchased our new home. We thank her for her patience and continuous help!
Reply from Owner
January 21st, 2026 02:04 AM
Thank you so much for the kind words! It was truly a pleasure to assist you throughout the entire process, and I’m so happy to hear that I was able to help. Congratulations again on your new home! If you ever need anything, I’m always here...
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I want to thank Denise and her team ,they were very very helpful with my refinancing process ,very knowledgeable and were able to answer all of my questions during the process and also answer my calls even late at night this team rocks. I highly...
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Reply from Owner
November 18th, 2025 04:25 AM
Miguel, thank you so much 🙏🏼 It truly means a lot to me and my team. We’re grateful for the trust you placed in us and so glad we could make your refinancing work out. Your recommendation is deeply appreciated. We’re always here whenever...
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Denise A. With Home Loans is awesome to work with. Denise has great communication skills and is very educated as loan officer. Denise is very supportive and helped us go into our new house with zero money down. I recommend Denise to anyone...
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Reply from Owner
November 4th, 2025 12:14 AM
Dolores, thank you so much for your kind words! It was such a pleasure working with you and being part of your homeownership journey. I’m so happy we were able to get you into your new home with zero down. Wishing you and Fermin many wonderful...
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We never thought we would get approved to buy a home! But Denise made it happen! She took our calls no matter the time and always gave us answers and reassurances throughout the process! We love our new home!
Reply from Owner
November 4th, 2025 12:18 AM
Thank you so much for sharing this, Sarah! It truly warms my heart to hear that you guys love your new home. I know how important this milestone was for you and I’m so grateful you trusted me to guide you through it. Wishing you endless happiness...
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About
With over 10 years of experience, I am passionate about helping families achieve their dream of homeownership. Specializing in guiding first-time buyers and maximizing down payment assistance programs, I strive to make the home-buying process as smooth and transparent as possible. Whether you’re purchasing your first home, refinancing, or investing in a new property, I’m committed to meeting your financing needs with professionalism and care. Let’s work together to make your homeownership goals a reality!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
DPA
FHA
VA
Conventional
NonQM
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Positions
- NOVA Home Loans - Senior Loan OfficerJun 4th, 2018 - Jan 31st, 2024
- Barrett Financial Group LLC - Mortgage Loan OfficerFeb 1st, 2024 - Current
Memberships
- NMLS
- NAHREP
- AIME
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Licenses
- NMLS: 1634455
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Achievements
- Top 1% Loan Originator
- Top 250 Loan Officer in Arizona- NAHREP
- Chairman's Club
Hobbies
- Cruises
- Travel
- Fitness
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Disclaimer
Denise Abarca | NMLS #1634455 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | AZ 0904774 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106