Dee Waggoner, Ruoff Mortgage
Senior Loan Officer | NMLS# 127743 | Ruoff Mortgag...
Additional Licenses: NMLS# 127743.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
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Sign papers in person
Dee was very good at communicating everything and helping us buy and sell at the same time and answering all our questions involved in that process.
Reply from Dee Waggoner
August 10th, 2026 05:01 PM
Jacob, I'm grateful for your kind words about my communication and support during your buying and selling process. It's nice to know that I could assist with all your questions. If there's anything else you need, feel free to reach out!
Dee Waggoner, Ruoff Mortgage has received a review with 5 star rating from Katie S
Reply from Owner
August 11th, 2026 07:18 PM
Katie, thank you for the 5-star rating! I'm pleased to know that you had a positive experience with Ruoff Mortgage. If you ever need assistance in the future, feel free to reach out.
We have worked with Dee on the purchase of our precious home, and both went very smooth and hassle free. But this time we were selling and buying at the same time, and she was the first step in this potentially hairy situation. Dee was knowledgeable...
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Reply from Dee Waggoner
August 10th, 2026 04:36 PM
Katherine, I'm so glad to hear that your experience with selling and buying simultaneously went smoothly. It's great to know that my communication and guidance were helpful throughout the process. Thank you for sharing your experience and for...
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Dee Waggoner, Ruoff Mortgage has received a review with 5 star rating from Dion M
Reply from Owner
August 3rd, 2026 05:53 PM
Thank you for the perfect rating, Dion. I'm grateful for your support and am here if you need anything in the future!
The whole experience
Reply from Dee Waggoner
July 31st, 2026 04:43 PM
Dion, I appreciate your positive feedback on your experience. If there's anything more you'd like to share or need assistance with, I'm here to help!
Dee is wonderful to work with and extremely knowledgeable . A pleasure!
Reply from Dee Waggoner
July 31st, 2026 01:16 PM
Thomas, thank you for your kind words. I'm happy to hear that you found working with me to be a pleasure and that my knowledge was helpful to you. If there's anything else I can assist you with, please feel free to reach out!
I've had the pleasure of financing and refinancing my home with Dee, both experiences wonderful from beginning to end. Dee is knowledgeable, professional, kind and empathetic to individual situations. For the first finance, she guided me on...
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Reply from Dee Waggoner, Ruoff Mortgage
June 26th, 2026 07:27 PM
Stacy, I'm truly grateful for your kind words and the trust you've placed in me through both your financing experiences. It's wonderful to know that I could support you in becoming a homeowner and that you felt valued throughout the process....
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Dee is an amazing woman and made this process the best I could have hoped for. She has a heart of gold and you can tell she puts it into everything she does. Such a blessing from above to have had her enter our lives and help us with this process....
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Reply from Dee Waggoner, Ruoff Mortgage
June 26th, 2026 03:14 PM
Katie, thank you for your heartfelt words. I'm pleased to hear that I could be a positive part of your journey and make the process smooth for you. Your appreciation means a lot to me, and I'm here if you need anything in the future.
I originally requested a smaller amount for the loan, it was a high cost loan. Dee suggested I roll my vehicle loan in with my refinance. It was a good suggestion and lowered the cost and my monthly payment.
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About
Additional Licenses: NMLS# 127743.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Homebuyers
Down Payment Assistance
Conventional Financing
USDA Loans
VA Loans
FHA Loans
Doctor Loans
Jumbo Loans
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Positions
- Ruoff Mortgage - Senior Loan OfficerSep 14th, 2014 - Current
Memberships
- NMLS Member
- BNI Member
- Graduate Gemologist from the Gemological Institute of America since 1984
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 127743
Awards
Achievements
- Branch Originator of the Year 2024
- Branch Originator of the Year 2023
- Branch Originator of the Year 2022
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Hobbies
- Reading
- Knitting
- Jewelry Making
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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