

Dee Waggoner, Ruoff Mortgage
Senior Loan Officer | NMLS# 127743 | Ruoff Mortgag...

Additional Licenses: NMLS# 127743.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and sh... Show More
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9 AM to 5 PM
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Reviews from Web
Dee is wonderful to work with and extremely knowledgeable . A pleasure!
Reply from Dee Waggoner
July 31st, 2026 01:16 PM
Thomas, thank you for your kind words. I'm happy to hear that you found working with me to be a pleasure and that my knowledge was helpful to you. If there's anything else I can assist you with, please feel free to reach out!
I've had the pleasure of financing and refinancing my home with Dee, both experiences wonderful from beginning to end. Dee is knowledgeable, professional, kind and empathetic to individual situations. For the first finance, she guided me on...
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Reply from Dee Waggoner, Ruoff Mortgage
June 26th, 2026 07:27 PM
Stacy, I'm truly grateful for your kind words and the trust you've placed in me through both your financing experiences. It's wonderful to know that I could support you in becoming a homeowner and that you felt valued throughout the process....
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Dee is an amazing woman and made this process the best I could have hoped for. She has a heart of gold and you can tell she puts it into everything she does. Such a blessing from above to have had her enter our lives and help us with this process....
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Reply from Dee Waggoner, Ruoff Mortgage
June 26th, 2026 03:14 PM
Katie, thank you for your heartfelt words. I'm pleased to hear that I could be a positive part of your journey and make the process smooth for you. Your appreciation means a lot to me, and I'm here if you need anything in the future.
I originally requested a smaller amount for the loan, it was a high cost loan. Dee suggested I roll my vehicle loan in with my refinance. It was a good suggestion and lowered the cost and my monthly payment.
Dee is amazing! Very helpful and made things so much easier :)
Reply from Dee Waggoner
April 16th, 2026 08:14 PM
Valerie, I appreciate your kind words. I'm glad to know I could make things easier for you. If you ever need further assistance, I'm here to help!
Dee Waggoner, Ruoff Mortgage has received a review with 5 star rating from David B
Reply from Owner
March 16th, 2026 01:13 PM
I appreciate you taking the time to provide a rating, David. If you have any further questions or need assistance, I'm here to help.
Taking care everything amen
Reply from Dee Waggoner
March 16th, 2026 05:44 PM
David, I'm grateful for your review. It's great to know that you feel everything was taken care of effectively. If you have any further questions or need assistance in the future, don't hesitate to reach out.
Dee was extremely helpful throughout the entire process. I greatly appreciate how quickly she worked in helping us get into our house.
It's all good! Dee is great, she is a personality that I felt at ease with from 1st moment walking into her office. She multi tasks and takes care of, hands on attention to details and completing each step needed to get to the closing day....
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Communication was great and Dee was very knowledgeable and we love the fact that we got a quick response anytime we needed it
Reply from Dee Waggoner
December 22nd, 2025 06:24 PM
Thank you for sharing your thoughts, Ashley. I'm pleased to hear that you appreciated the communication and found my responses timely and informative. If there's anything more I can assist with, please don't hesitate to reach out.
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About
Additional Licenses: NMLS# 127743.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
First Time Homebuyers
Down Payment Assistance
Conventional Financing
USDA Loans
VA Loans
FHA Loans
Doctor Loans
Jumbo Loans
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Positions
- Ruoff Mortgage - Senior Loan OfficerSep 14th, 2014 - Current
Memberships
- NMLS Member
- BNI Member
- Graduate Gemologist from the Gemological Institute of America since 1984
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 127743
Awards
Achievements
- Branch Originator of the Year 2024
- Branch Originator of the Year 2023
- Branch Originator of the Year 2022
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Hobbies
- Reading
- Knitting
- Jewelry Making
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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