

Deborah Cerne
Reverse Mortgage Specialist

I have been in the Reverse Mortgage industry for over 16 years and love helping seniors.
I am located in Cedar City Utah and also have an office in St. George. I am able to assist clients in 48 states. Mutual of Omaha Mortgage, a Mutual o... Show More
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Total experience.
Reply from Deborah Cerne
April 24th, 2025 08:43 PM
I'm glad to hear you had a positive experience, Dean. It was a pleasure getting to know you and assisting you with your reverse mortgage at Mutual of Omaha. If you have any further questions or need assistance, please feel free to reach out....
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Deb was kind, efficient, prompt, so helpful when had a question, always available, consider her a great friend!
Reply from Deborah Cerne
April 21st, 2025 07:44 PM
I'm thrilled to hear that you had such a positive experience with your reverse mortgage process. It was a pleasure to assist you, and I truly appreciate your kind words and the trust you placed in me.
PLESANT TO WORK WITH
Reply from Deborah Cerne
March 28th, 2025 08:26 PM
I'm glad to hear that you found it pleasant to work with me, Joseph. Assisting you with your reverse mortgage was a pleasure. Thank you for your kind words and for choosing Mutual of Omaha.
Working with Deborah Cerne truly made my experience with Mutual of Omaha absolutely outstanding! I feel very blessed to have worked with her through the entire process. I wish others going through the process could have had her to work with,...
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Reply from Deborah Cerne
January 23rd, 2025 11:16 PM
Thank you Debra for your kind words. It brings me immense joy to know that I was able to make a difference and assist you in a meaningful way. It was a pleasure working with you, Debra, and I'm sincerely grateful for your kind words and the...
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Everything went smoothly. Deborah was great to work with. Our whole experience was good.
Reply from Deborah Cerne
December 19th, 2024 07:15 PM
Hi Lee. Thank you so much for the fantastic review and the opportunity to assist you and your lovely wife. I am so glad I was able to assist you and as always, please feel free to call me anytime with any questions. Deb
Deborah is amazing. She was very relatable, friendly, efficient and informative. She was a delight and made the transaction much easier to handle. I would recommend her highly!!!
Reply from Owner
December 19th, 2024 05:36 PM
I'm absolutely thrilled to hear that you had such a positive experience, Rayma! It was a joy to assist you and make your transaction as simple as possible. Your high recommendation truly means a lot to me. Thank you for choosing Mutual of Omaha....
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The friendliness, speed and accuracy with which Deborah and her team accomplished the transaction. Also, they were very informative and transparent about all the details invovled.
Reply from Deborah Cerne
December 12th, 2024 05:05 PM
Thank you so much for your glowing review, Rayma! I'm thrilled to hear that you were pleased with the service you received from our team here at Mutual of Omaha. We strive to provide a speedy and accurate transaction, while being as transparent...
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Deborah answered all questions without delay to my satisfaction wile not having to look up answers Deborah was quick to return phone calls and text very easy to work withal always helpful and plight
Reply from Deborah Cerne
November 27th, 2024 07:17 PM
Thank you for the glowing review, Pat. I'm thrilled to hear that you're satisfied with the service provided. Your feedback validates all the effort we put into ensuring our clients have a seamless reverse mortgage process. It was a pleasure...
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The communications especially from Deborah Cerne were without question timely and on point. She was extremely personable and nonjudgmental. She explained everything thoroughly and did not pressure me at all. I received a second quote from another...
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Reply from Deborah Cerne
May 14th, 2024 09:20 PM
Linda - - Thank you so much for the 5 star review, it was such a pleasure working with you. I also appreciate the opportunity you gave me to earn your trust. As I have mentioned to you, I have been in the Reverse Mortgage industry for over...
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The communications especially from Deborah Cerne. She was extremely personable and nonjudgemental. She explained everything thoroughly and did not pressure me at all. I received a second quote from another company. Their rates were comparable....
read more
Reply from Deborah Cerne
December 12th, 2024 01:32 AM
I'm so glad to hear that you found our interactions valuable, Linda. It was important to me to ensure you felt comfortable and informed while navigating such a significant decision as a reverse mortgage. I'm delighted that the terms we were...
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About
I have been in the Reverse Mortgage industry for over 16 years and love helping seniors.
I am located in Cedar City Utah and also have an office in St. George. I am able to assist clients in 48 states. Mutual of Omaha Mortgage, a Mutual of Omaha Insurance subsidiary, is one of the largest Reverse Mortgage lenders in America, licensed to operate in 48 states. The company provides government-insured Home Equity Conversion Mortgage loans and proprietary reverse mortgage loans with competitive rates, for both purchase and refinance transactions. Mutual of Omaha Mortgage has an A+ rating from the Better Business Bureau and has many local Reverse Mortgage specialists available to service customers nationwide, in person or by phone.
Products & Services
Mortgage Loan Officer
Mortgage Refinance
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Memberships
- CVMA Combat Veterans
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1909
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 162801
Disclaimer
Mutual of Omaha Mortgage, Inc., NMLS 1025894.
Mutual of Omaha Mortgage Legal and Licensing Information