Deborah Cerne
Reverse Mortgage Specialist
I have been in the Reverse Mortgage industry for over 16 years and love helping seniors.
I am located in Cedar City Utah and also have an office in St. George. I am able to assist clients in 48 states. Mutual of Omaha Mortgage, a Mutual o... Show More
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Deborah was fantastic very helpful and professional. Highly recommend.
Reply from Deborah Cerne
August 27th, 2026 11:16 PM
I'm grateful for your recommendation, Jeff. It's great to know that you found my assistance helpful and professional. Thank you for your kind words! It was great getting to know you.
Debra Verne was the deciding vote for us gave us all the info honestly and fairly without pressuring us at all just checking in regularly if we had any questions or concerns
Reply from Deborah Cerne
August 26th, 2026 04:15 PM
Fredric, Thank you for giving me the opportunity to assist you. I'm thrilled to know that you felt informed and supported throughout the process. It's important to me to provide honest and fair information without any pressure. I'm excited...
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Debra's patience, knowledge, guidance and importantly her perceived trustworthiness.
Reply from Deborah Cerne
August 24th, 2026 02:15 PM
Thank you for highlighting my patience, knowledge, and guidance. Trust is incredibly important to me, and I'm pleased to hear that it made a positive impact on your experience. Cant wait to hear how this product changes your life. As always,...
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Debra answered all my questions and gave me examples
Reply from Deborah Cerne
July 28th, 2026 09:39 PM
I'm glad to hear that I was able to answer all your questions and provide helpful examples, Diana. I really appreciate your positive feedback it means a lot to me. I'm happy I could assist you with your reverse mortgage process. If you ever...
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She did. Deborah made it Great. every step was made easy. She never gave up on us. Truly can't give her enough praise and thanks for what she did and what was accomplished. Thank you Deborah.
Reply from Deborah Cerne
April 9th, 2026 06:43 PM
I'm truly grateful for your kind words, Janie. It's important to me that the process was smooth and successful for you. I appreciate your recognition and am thankful for the chance to work with you. Should you ever have any questions in the...
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Deborah was very knowledgeable and very approachable. She kept us informed through the whole process and let us know what to expect
Reply from Deborah Cerne
December 30th, 2025 10:30 PM
Danna, Thank you for my 5 star review. I'm thrilled that you found my guidance and communication helpful throughout the process. Keeping you informed and supported is important to me and my team. As always if you have any additional questions...
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Deborah is so knowledgeable. She was easy to work with that made sure I was very well informed about all angles of a reverse mortgage. She is truly a professional. And a wonderful person.
Reply from Deborah Cerne
November 24th, 2025 11:28 PM
Rick - I appreciate your kind word. I'm glad to know that you found my education helpful and informative during the reverse mortgage process. Ensuring you felt comfortable and well-informed is important to me. As always, you have my personal...
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My experience with Debbie was great. She answered all of my questions and concerns. She would also follow up, and made sure that I understood . Excellent personaliy, and very professional.
Reply from Deborah Cerne
November 24th, 2025 11:15 PM
I appreciate your kind words and the feedback, Earlene. It's great to know that I could address all your questions and concerns effectively. Ensuring clarity and understanding is important to me. As always like we discussed - - please feel...
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Deborah Cerne was great to work with
Reply from Deborah Cerne
November 3rd, 2025 10:35 PM
I'm pleased to hear that you found working with me to be a positive experience. Your feedback is important, and I'm glad I could assist you with your reverse mortgage process. Should you have any further questions or need assistance in the...
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Deborah. She has the patience of a saint. I couldn't have made it through this process without her. Deborah's knowledge and professionalism are impressive. I have recommended her to a number of friends and family.
Reply from Deborah Cerne
August 12th, 2025 11:00 PM
Peggy, thank you so much for your kind words. I'm truly glad to hear that my patience and support made a positive impact on your experience. It's rewarding to know that my knowledge and professionalism helped you through the process. I sincerely...
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About
I have been in the Reverse Mortgage industry for over 16 years and love helping seniors.
I am located in Cedar City Utah and also have an office in St. George. I am able to assist clients in 48 states. Mutual of Omaha Mortgage, a Mutual of Omaha Insurance subsidiary, is one of the largest Reverse Mortgage lenders in America, licensed to operate in 48 states. The company provides government-insured Home Equity Conversion Mortgage loans and proprietary reverse mortgage loans with competitive rates, for both purchase and refinance transactions. Mutual of Omaha Mortgage has an A+ rating from the Better Business Bureau and has many local Reverse Mortgage specialists available to service customers nationwide, in person or by phone.
Products & Services
Mortgage Loan Officer
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1909
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 162801
Disclaimer
Mutual of Omaha Mortgage, Inc., NMLS 1025894.
Mutual of Omaha Mortgage Legal and Licensing Information