

Deborah Cerne
Reverse Mortgage Specialist

I have been in the Reverse Mortgage industry for over 16 years and love helping seniors.
I am located in Cedar City Utah and also have an office in St. George. I am able to assist clients in 48 states. Mutual of Omaha Mortgage, a Mutual o... Show More
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Deborah Cerne was great to work with
Reply from Deborah Cerne
November 3rd, 2025 10:35 PM
I'm pleased to hear that you found working with me to be a positive experience. Your feedback is important, and I'm glad I could assist you with your reverse mortgage process. Should you have any further questions or need assistance in the...
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Deborah. She has the patience of a saint. I couldn't have made it through this process without her. Deborah's knowledge and professionalism are impressive. I have recommended her to a number of friends and family.
Reply from Deborah Cerne
August 12th, 2025 11:00 PM
Peggy, thank you so much for your kind words. I'm truly glad to hear that my patience and support made a positive impact on your experience. It's rewarding to know that my knowledge and professionalism helped you through the process. I sincerely...
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Deborah is the best she made the whole ordeal great ! Pay her MORE $ !
Reply from Deborah Cerne
July 30th, 2025 11:11 PM
Alan, thank you for your enthusiastic feedback! I'm really glad to hear that I could help make the experience a positive one for you. Your kind words are truly appreciated and so is the message to Mutual of Omaha to pay me more. I can honestly...
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Deborah is just amazing. She is always available, beyond nice, incredibly patient with my mom, and really on top of everything. She's got solutions to problems and a very positive attitude. This was our second time working with Deborah and...
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Reply from Deborah Cerne
July 30th, 2025 04:02 PM
Mara, thank you for trusting me to assist you and your mother once again thru this process. I have really enjoyed getting to know both of you over the years. Your mother puts a smile on my face daily. She is AMAZING. It's been a pleasure assisting...
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My daughter found Mutual of Omaha, and got connected with Debra. She was just wonderful! She not only camebto my home, but got all the paperwork and inspections organized, and kept us in the loop until the loan was finalized last week. Not...
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Reply from Deborah Cerne
July 30th, 2025 03:58 PM
Harriet, I'm so grateful for your wonderful feedback. It was truly my pleasure to work with you and your daughter throughout this process. I'm glad to know you found my efforts in organizing everything and keeping you informed helpful. Your...
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wonderful working with Debra professional personable always on top of things.
Reply from Deborah Cerne
July 28th, 2025 09:19 PM
Joni, Thank you for your kind words. It was truly a pleasure working with you throughout the reverse mortgage process. I'm glad to hear that you found my approach professional and personable. If you ever have any more questions or need assistance...
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Deborah Cerne
Reply from Deborah Cerne
July 11th, 2025 04:10 PM
Randall, thank you so much for your generous review. It’s rewarding to know that you appreciated my assistance. If you ever have more questions or need further support, please feel free to get in touch. I'm always here to help.
Deborah's persistence
Reply from Deborah Cerne
June 20th, 2025 09:46 PM
Thank you, Richard, for recognizing my persistence in assisting you with your reverse mortgage. I'm so thankful that you trusted me to guide you thru this process. I have to admit your loan was one of the most challenging loans in my 18 years...
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Deborah Cerne!!! 👏
Reply from Deborah Cerne
June 13th, 2025 05:59 PM
I'm thrilled to see your 5 star review, Cheryl! It was a pleasure assisting you with your reverse mortgage. If you have any further questions or know someone who may need my assistance, please feel free to reach out. Thank you again...
Details Answers to questions. Patients
Reply from Deborah Cerne
June 2nd, 2025 05:48 PM
I'm pleased to hear that you found the answers to your questions satisfactory and appreciated the patience during the reverse mortgage process. It was a pleasure assisting you, and I am grateful for your positive feedback.
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About
I have been in the Reverse Mortgage industry for over 16 years and love helping seniors.
I am located in Cedar City Utah and also have an office in St. George. I am able to assist clients in 48 states. Mutual of Omaha Mortgage, a Mutual of Omaha Insurance subsidiary, is one of the largest Reverse Mortgage lenders in America, licensed to operate in 48 states. The company provides government-insured Home Equity Conversion Mortgage loans and proprietary reverse mortgage loans with competitive rates, for both purchase and refinance transactions. Mutual of Omaha Mortgage has an A+ rating from the Better Business Bureau and has many local Reverse Mortgage specialists available to service customers nationwide, in person or by phone.
Products & Services
Mortgage Loan Officer
Mortgage Refinance
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Memberships
- CVMA Combat Veterans
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1909
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 162801
Disclaimer
Mutual of Omaha Mortgage, Inc., NMLS 1025894.
Mutual of Omaha Mortgage Legal and Licensing Information