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Deb Higgins - Senior Mortgage Banker | NMLS# 189866 in Godfrey, IL

Deb Higgins

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Senior Mortgage Banker | NMLS# 189866

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • 3rd Party Review
    N
    NATALIE K
    JERSEYVILLE, IL
    Posted on September 6th, 2024 12:00 AM
    Deborah Higgins and her team at Flat Branch Home Loans are amazing! I would recommend them 100% to anyone looking to finance or refinance a home. They went above and beyond for me and my family. I can't thank them enough for their dedication!...
    read more
    Reply from Deb Higgins
    December 19th, 2024 05:56 PM
    Thank you verry much.
  • 3rd Party Review
    Z
    Zachary M
    STAUNTON, IL
    Posted on September 6th, 2024 12:00 AM
    The entire staff was excellent in every regard. I can't thank them enough!
    Reply from Deb Higgins
    December 19th, 2024 05:56 PM
    Thank you Zach, please stay in touch and let us know if you need anything.
  • 3rd Party Review
    Z
    Zachary M
    STAUNTON, IL
    Posted on September 6th, 2024 12:00 AM
    The entire staff was excellent in every regard. I can't thank them enough!
    Reply from Deb Higgins
    October 2nd, 2024 04:27 PM
    Thank you Zach, it was a pleasure working with you.
  • 3rd Party Review
    K
    Kimberly P
    WOOD RIVER, IL
    Posted on September 6th, 2024 12:00 AM
    Deb and her team where very helpful and where never rude to me when I called them and alot of questions.
    Reply from Deb Higgins
    October 2nd, 2024 04:28 PM
    Thanks Kim, we try not to be but some days are harder than others, haha!! You call us anytime you need something. Congratulations.
  • Encompass
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    Noah B
    GODFREY, IL
    Posted on September 4th, 2024 09:12 PM
    Deb was extremely helpful to work with and answered any questions when I had them it was an overall great experience
    Reply from Deb Higgins
    September 4th, 2024 09:45 PM
    Thanks Noah, we hope you love your new home, stay in touch and let us know if you need anything.
  • Encompass
    J
    John W W
    BETHALTO, IL
    Posted on August 29th, 2024 08:46 PM
    deb was great and very patient.
    Reply from Deb Higgins
    August 30th, 2024 12:45 PM
    Thanks John for being patient with us, it takes an army to get a Rural Housing loan done sometimes but happy for you its all done now!!
  • Encompass
    L
    Lauren E V
    GODFREY, IL
    Posted on August 20th, 2024 12:35 PM
    The whole team at Flat Branch were excellent people to work with. They all were very helpful in all aspects and got things done in a timely manner. We had a great experience in our loan process.
    Reply from Deb Higgins
    August 30th, 2024 12:46 PM
    Congratulation on your new home Lauren, we hope you love it there, its so cute.
  • Encompass
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    Jared R
    GODFREY, IL
    Posted on August 14th, 2024 02:36 PM
    Everything went smooth and the staff was great to work with
    Reply from Deb Higgins
    August 24th, 2024 02:39 PM
    I'm thrilled to hear that you had a smooth experience with us, Jared! Your positive feedback means a lot to our team here at Flat Branch Home Loans. It was truly a pleasure working with you! Thanks for your kind words and the perfect rating....
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  • Encompass
    L
    Lakisha S
    GODFREY, IL
    Posted on August 14th, 2024 12:15 PM
    We were clueless about the process of buying a home and Deb walked us through the entire time. She made sure everything went accordingly and we were able to get our dream home. I will definitely recommend Deb and flat branch to others. We are...
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    Reply from Deb Higgins
    August 14th, 2024 05:24 PM
    Thanks Lakisha and Jared for the kind words, it was a pleasure working with you two. Hope you love the new place and you let us know if you need us for anything.
  • Encompass
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    Joseph P
    GODFREY, IL
    Posted on August 13th, 2024 01:13 AM
    Using Deb at FlatBranch was a breeze. Communication was timely, we never had to contact the lender during the process. They were always ahead of us. Will absolutely recommend to any friends and family looking to purchase or re finance
    Reply from Deb Higgins
    August 23rd, 2024 01:15 AM
    I'm truly appreciative of your kind review, Joseph! It was a pleasure working with you on your home loan process. I'm glad to hear that our communication was timely and you felt well-guided throughout. Your willingness to recommend Flat Branch...
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
    First Time Home Buyer Programs, Low Down Payment Options
    Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 189866
    Hobbies
    • helping people obtain home ownership
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149