Deb Higgins
Senior Mortgage Banker | NMLS# 189866
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
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Reviews from Web
5 star customer review
Deb and the ladies are amazing we had issues with the first lender we had run around after run arounds. We went to Deb Higgins within a few weeks no hassle and wonderful communication back and forth Deb was able to get us a loan and into our...
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Deb and her team were great at getting everything together. Their mobile app makes everything easy to submit over the phone if necessary.
Reply from Deb Higgins
September 2nd, 2025 02:59 PM
Thank you.
5 star customer review
5 star customer review
Reply from Deb Higgins
January 19th, 2025 11:58 PM
Thanks for the nice review
5 star customer review
Reply from Deb Higgins
January 19th, 2025 11:58 PM
Thank you for the review
5 star customer review
Reply from Deb Higgins
January 19th, 2025 11:58 PM
Thank you for the review
I am so thankful I decided to go with Flat Branch and not my previous loan company. The whole team is wonderful!! I will use Flat Branch again, for my future home loan needs! HIGHLY IMPRESSED with the whole process. Deb Higgins is the best!
Reply from Deb Higgins
January 19th, 2025 11:57 PM
Thank you for the kind words, we appreciate you.
Absolutely love Deb Higgins and her team! I could not have had a better or smoother home buying experience. She made everything easy and far more affordable than I had imagined, I would give her twenty stars if it were an option. I’m passing...
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Reply from Deb Higgins
January 19th, 2025 11:56 PM
Thank you Kenneth
Best team in the business! In this crazy market it made the entire experience amazing knowing we had this team helping us through it all. Cannot thank you all enough!
Reply from Deb Higgins
January 18th, 2025 01:55 PM
Thank you for your great review and Congratulations on your new home
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional , FHA VA and Rural Housing home Loans plus Several Down Payment Assistance Programs
First Time Home Buyer Programs, Low Down Payment Options
Conventional, FHA VA and Rural Housing Loans plus Down Payment Assistance programs.
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 189866
Hobbies
- helping people obtain home ownership
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149